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Vithun TR

@vithun

Business Analyst specializing in fintech risk analysis, cost optimization, and implementation-ready requirements.

India
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What I'm looking for

I’m looking for a fintech-focused role where I can deliver implementation-ready BRDs/FRDs/RTMs, build auditable risk and reconciliation workflows, and partner with engineering to translate data and governance into scalable, compliant systems.

I’m a Business Analyst with 3 years of hands-on experience in operational risk analysis, cost optimization, and financial reconciliation, turning complex requirements into implementation-ready documentation. In my current role, I implemented a 10-day inventory review cycle across 2,000–3,000 SKUs annually, reducing unsold overstock by an estimated INR 1–2 lakh, and I transitioned to quality-equivalent lower-cost suppliers, improving per-unit input costs by approximately 17–20% and increasing annual profit by INR 3 lakh.

I also build fintech workflows end-to-end—designing deterministic KYC onboarding and risk-tiering, a unified risk decision model for fraud and credit signals, and auditable payment reconciliation processes with clear exception handling and governance. I support delivery with BRDs, FRDs, RTMs, stakeholder analysis, and As-Is/To-Be process mapping, while using SQL (MySQL), Python, and Power BI dashboards to drive decision support and transparency.

Experience

Work history, roles, and key accomplishments

RE
Current

Business Operations Analyst

RK Enterprises

May 2023 - Present (3 years 3 months)

Implemented a 10-day inventory review cycle across 2,000–3,000 SKUs annually, reducing unsold overstock by an estimated INR 1–2 lakh. Audited billing records to recover INR 35,000–40,000 in underbilled payments and identified lower-cost, quality-equivalent supplier options, reducing per-unit input costs by ~17–20%.

Education

Degrees, certifications, and relevant coursework

CHRIST (Deemed to be University) logoCU

CHRIST (Deemed to be University)

Master of Computer Applications (MCA), Computer Applications

Pursuing a Master of Computer Applications (MCA) at CHRIST (Deemed to be University), expected to complete in May 2027.

JAIN (Deemed to be University) logoJU

JAIN (Deemed to be University)

Bachelor of Computer Applications (BCA), Computer Applications

Completed a Bachelor of Computer Applications (BCA) at JAIN (Deemed to be University) in May 2025.

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