Virgil Llapitan
@virgilllapitan
Dynamic financial services executive with 30 years of leadership experience.
What I'm looking for
I am a dynamic and forward-thinking financial services executive with over 30 years of experience leading teams and transforming organizations across FinTech, banking, insurance, and payment processing. Throughout my career, I’ve built a reputation for fostering strong relationships, driving sustainable growth, and opening new markets—while ensuring full alignment with regulatory frameworks like BSA, AML, OFAC, KYC, and KYB.
My hands-on expertise in capital markets, M&A, and corporate governance allows me to thrive in environments where innovation, trust, and strategic execution intersect. I successfully led AppTech Payments through a NASDAQ uplisting, underscoring my deep understanding of financial strategy, innovation, and strategic partnerships. As a U.S. Air Force veteran and entrepreneur, I bring integrity, operational rigor, and forward-thinking leadership to every initiative.
Experience
Work history, roles, and key accomplishments
Member, Board of Directors
AppTech Payments Corp.
Aug 2023 - Present (2 years)
Shaped corporate strategy, governance policies, and oversight for long-term financial performance. Provided thought leadership in board decisions, corporate compliance, and risk management.
President & Chief Operating Officer
AppTech Payments Corp.
Dec 2020 - Present (4 years 8 months)
Led all operational, financial, and strategic initiatives for a NASDAQ-listed FinTech firm. Spearheaded innovation and alignment with emerging technologies in digital payments and embedded finance, overseeing the company's successful uplisting from the OTC market to NASDAQ.
Business & Financial Strategy Consultant
Independent Consultant
Mar 2013 - Present (12 years 5 months)
Advised financial services and FinTech firms on operational scaling, compliance, and strategic growth. Provided insight on digital transformation, revenue optimization, and risk mitigation.
Executive Vice President, Director of Sales
AppTech Payments Corp.
Feb 2018 - Dec 2020 (2 years 10 months)
Directed nationwide sales initiatives and client acquisition strategies, leading departmental operations to improve go-to-market strategy and product performance. Fostered strategic partnerships and key accounts, significantly increasing revenue streams.
Director of Merchant Services
Transcendent One, Inc.
Managed payment processing operations, customer service, and partner integrations. Played a key role in streamlining workflows, improving customer satisfaction and scalability.
Personal Banker
Bank of America
Developed client-focused banking solutions, improving customer retention and cross-sell success. Managed a portfolio of client accounts, ensuring high levels of customer satisfaction.
Multi-Faceted Banking Advisor
Ameris Bank
Delivered high-touch financial advisory services to retail and small business clients. Integrated traditional banking with personalized financial strategies.
President, COO, and Director of Sales
ITI Internet Services
Oversaw company-wide operations for a payment and ID verification company. Led product development and sales strategy, achieving year-over-year growth.
Education
Degrees, certifications, and relevant coursework
Green River Community College
University of Maryland
Federal Aviation Academy (FAA)
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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