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Utkarsh Singh

@utkarshsingh4

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Results-driven Data Scientist specializing in machine learning and fintech analytics.

India

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What I'm looking for

I am looking for a role that challenges me and allows for growth, where I can apply my data science skills to solve complex problems and contribute to impactful projects.

I am a Data Analytics Expert with over 4.3 years of experience in the fintech sector, specializing in machine learning and predictive modeling. My journey has been marked by a commitment to leveraging data to drive business outcomes, particularly in fraud detection, credit scoring, and user retention. I have a proven track record of developing innovative solutions that enhance operational efficiency and boost revenue growth.

At KISSHT, I led the development of a machine learning-powered Customer Scorecard that significantly improved repayment rates and reduced non-performing assets. My expertise in advanced statistical techniques and tools like Python, SQL, and cloud platforms has enabled me to create impactful models and automated systems that streamline processes and optimize costs. I thrive on challenges and am passionate about using data to inform strategic decisions and drive success.

Experience

Work history, roles, and key accomplishments

Current

Senior Data Analyst

Current

KISSHT

Dec 2020 - Present (4 years 5 months)

Led the development of ML-powered Customer Scorecard, enhancing repayment rates by 18% and reducing NPAs by 15%. Implemented risk-tiered strategies that cut collection costs by 12% and improved user engagement through personalized campaigns. Automated FOS allocation, significantly boosting productivity and reducing manpower planning.

Machine Learning Fraud Detection Python SQL AWS PyTorch Automation Data Analysis

Intern - Data Science

KPMG

Sep 2019 - Nov 2019 (2 months)

Conducted data cleaning and visualization to support data-driven decisions. Developed an NLP model using SpaCy for SMS data insights, enhancing user outreach and integrating a JS-based UI for real-time user interaction.

Data Cleaning Data Visualization NLP SpaCy JavaScript Interaction Python Data Analysis Machine Learning

Product Executive

Green Soul Ergonomics

May 2018 - Mar 2019 (10 months)

Managed product pricing strategies and addressed real-time customer issues, enhancing satisfaction and retention through proactive solutions. Focused on optimizing costs while maintaining competitive market positioning.