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US@utkarshsingh4
Results-driven Data Scientist specializing in machine learning and fintech analytics.
IndiaI am a Data Analytics Expert with over 4.3 years of experience in the fintech sector, specializing in machine learning and predictive modeling. My journey has been marked by a commitment to leveraging data to drive business outcomes, particularly in fraud detection, credit scoring, and user retention. I have a proven track record of developing innovative solutions that enhance operational efficiency and boost revenue growth.
At KISSHT, I led the development of a machine learning-powered Customer Scorecard that significantly improved repayment rates and reduced non-performing assets. My expertise in advanced statistical techniques and tools like Python, SQL, and cloud platforms has enabled me to create impactful models and automated systems that streamline processes and optimize costs. I thrive on challenges and am passionate about using data to inform strategic decisions and drive success.
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Work history, roles, and key accomplishments
KISSHT
Dec 2020 - Present (4 years 11 months)
Led the development of ML-powered Customer Scorecard, enhancing repayment rates by 18% and reducing NPAs by 15%. Implemented risk-tiered strategies that cut collection costs by 12% and improved user engagement through personalized campaigns. Automated FOS allocation, significantly boosting productivity and reducing manpower planning.
KPMG
Sep 2019 - Nov 2019 (2 months)
Conducted data cleaning and visualization to support data-driven decisions. Developed an NLP model using SpaCy for SMS data insights, enhancing user outreach and integrating a JS-based UI for real-time user interaction.
Green Soul Ergonomics
May 2018 - Mar 2019 (10 months)
Managed product pricing strategies and addressed real-time customer issues, enhancing satisfaction and retention through proactive solutions. Focused on optimizing costs while maintaining competitive market positioning.
Degrees, certifications, and relevant coursework
NSMBA, Business Administration and Management
2022 - 2024
Pursuing an MBA with a focus on Business Administration and Management, gaining insights into strategic decision-making and management practices.
GSMaster, Data Science
2019 - 2020
Completed a Master in Data Science, focusing on advanced analytics, machine learning, and data-driven decision-making.
MUBachelor, Computer Science
2015 - 2018
Earned a Bachelor's degree in Computer Science, covering programming, algorithms, and software development principles.
Software and tools used professionally
IndiaYou can contact Utkarsh and 90k+ other talented remote workers on Himalayas.
Message Utkarsh
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