Rishit Mehta
@rishitmehta
Data scientist focused on credit risk, predictive modelling, and scalable ML solutions for BFSI and fintech.
IndiaWhat I'm looking for
I am a data scientist with five years of experience across BFSI/fintech, ecommerce, and healthcare, delivering predictive models, credit-risk frameworks, and analytics that drive measurable business impact. I specialize in credit risk and collections modelling, ML-driven propensity and forecasting solutions, and operationalizing models using Python, cloud platforms, and MLOps practices.
My work includes improving model performance and business outcomes — for example, a 20% Gini improvement in a PD model, a 25% portfolio ROI uplift, and building OCR+LLM pipelines with over 90% accuracy — all while standardizing underwriting processes and automating analytics pipelines to increase efficiency and scale.
Experience
Work history, roles, and key accomplishments
Data Scientist II
Kotak Mahindra Bank
Apr 2025 - Present (6 months)
Working on commercial banking propensity, credit risk, and collections modelling and conducting campaign analytics for Tractor Finance loans to inform strategic marketing.
Senior Data Scientist
WeRize
Jun 2024 - Mar 2025 (9 months)
Developed a PD model for personal loans improving Gini by 20% and standardized SME loan underwriting to boost efficiency 25% and business volume 9%, improving portfolio ROI by 25%.
Data Scientist
CommerceIQ
Apr 2023 - May 2024 (1 year 1 month)
Built an e-commerce brand recognition module using OCR and LLMs achieving >90% accuracy and improved data processing efficiency 40%; operationalized time-series demand-forecasting models.
Product Analyst
CommerceIQ
Apr 2022 - Mar 2023 (11 months)
Led Amazon SKU categorization analytics and pipeline automation to streamline data processing and improve product taxonomy accuracy.
Decision Analytics Associate
ZS Associates
Aug 2020 - Mar 2022 (1 year 7 months)
Provided analytics for US-based pharmaceutical clients, delivering decision-support models and insights for healthcare and pharma projects.
Education
Degrees, certifications, and relevant coursework
IRIndian Institute of Technology Roorkee
Bachelor of Technology, Production and Industrial Engineering
2016 - 2020
Grade: 8.14
Activities and societies: Selected for international research internship at Polytechnique Montréal (2019); KVPY Fellowship awardee; JEE Advanced AIR 3544.
Bachelor of Technology in Production and Industrial Engineering from IIT Roorkee with a CGPA of 8.14, completed June 2020.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Skills
Interested in hiring Rishit?
You can contact Rishit and 90k+ other talented remote workers on Himalayas.
Message RishitFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
