Utkarsh Rajesh Singh
@utkarshrajeshsingh
Data Science Leader with expertise in credit risk modeling and machine learning.
What I'm looking for
I am a results-driven Data Science Leader with over 4 years of experience in credit risk modeling, machine learning, and regulatory frameworks. My expertise lies in developing scorecard models, EAD frameworks, and automating risk solutions using advanced tools like Python (OOP), SAS, and GCP. I have a proven track record of leading cross-functional teams to deliver data-driven strategies that align with business goals, improving repayment rates by 15% and reducing collection costs by 10% in my current role.
Previously, I worked at KPMG, where I executed data cleaning, feature engineering, and visualization for risk analysis projects. My professional journey also includes a role at Green Soul Ergonomics, where I analyzed pricing strategies and resolved real-time customer issues, improving retention by 20%. I hold an MBA in Business Administration with a specialization in Strategic Leadership & Data-Driven Decision Making, complemented by a Master's in Data Science from Grey Atom School of Data Science.
I am passionate about leveraging my technical and strategic acumen to drive business growth through innovative data solutions. My certifications in Business Statistics, Applied Data Science, and SAS Programming further underscore my commitment to staying at the forefront of data science and analytics.
Experience
Work history, roles, and key accomplishments
Senior Data Analyst
PaywithRing
Dec 2020 - Present (4 years 6 months)
Led the development of a Customer Scorecard Model to segment borrowers by risk tiers, improving repayment rates by 15% and reducing collection costs by 10%. Engineered Python-based ML models for risk prediction and collaborated with senior management on digital collection frameworks.
Intern Data Science
KPMG
Sep 2019 - Nov 2019 (2 months)
Executed data cleaning, feature engineering, and visualization for risk analysis projects, contributing to the overall data science initiatives within the fintech sector.
Customer Executive
Green Soul Ergonomics
May 2018 - Mar 2019 (10 months)
Analyzed pricing strategies and resolved real-time customer issues, leading to a 20% improvement in customer retention through effective communication and problem-solving.
Education
Degrees, certifications, and relevant coursework
Narsee Monjee Institute of Management Studies
Master of Business Administration, Business Administration
2022 - 2024
Pursuing an MBA in Business Administration with a specialization in Strategic Leadership & Data-Driven Decision Making.
Grey Atom School of Data Science
Master's, Data Science
2019 - 2020
Completed a Master's in Data Science with a thesis focused on Predictive Modeling for Credit Risk Using Ensemble Techniques.
University of Mumbai
Bachelor of Science, Computer Science
2015 - 2018
Earned a Bachelor's degree in Computer Science, focusing on programming and software development.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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