Utkarsh Rajesh SinghUS
Open to opportunities

Utkarsh Rajesh Singh

@utkarshrajeshsingh

Data Science Leader with expertise in credit risk modeling and machine learning.

India

What I'm looking for

Seeking a role that leverages my expertise in credit risk modeling, machine learning, and regulatory frameworks to drive business growth and innovation.

I am a results-driven Data Science Leader with over 4 years of experience in credit risk modeling, machine learning, and regulatory frameworks. My expertise lies in developing scorecard models, EAD frameworks, and automating risk solutions using advanced tools like Python (OOP), SAS, and GCP. I have a proven track record of leading cross-functional teams to deliver data-driven strategies that align with business goals, improving repayment rates by 15% and reducing collection costs by 10% in my current role.

Previously, I worked at KPMG, where I executed data cleaning, feature engineering, and visualization for risk analysis projects. My professional journey also includes a role at Green Soul Ergonomics, where I analyzed pricing strategies and resolved real-time customer issues, improving retention by 20%. I hold an MBA in Business Administration with a specialization in Strategic Leadership & Data-Driven Decision Making, complemented by a Master's in Data Science from Grey Atom School of Data Science.

I am passionate about leveraging my technical and strategic acumen to drive business growth through innovative data solutions. My certifications in Business Statistics, Applied Data Science, and SAS Programming further underscore my commitment to staying at the forefront of data science and analytics.

Experience

Work history, roles, and key accomplishments

PA
Current

Senior Data Analyst

PaywithRing

Dec 2020 - Present (4 years 6 months)

Led the development of a Customer Scorecard Model to segment borrowers by risk tiers, improving repayment rates by 15% and reducing collection costs by 10%. Engineered Python-based ML models for risk prediction and collaborated with senior management on digital collection frameworks.

Education

Degrees, certifications, and relevant coursework

Narsee Monjee Institute of Management Studies logoNS

Narsee Monjee Institute of Management Studies

Master of Business Administration, Business Administration

2022 - 2024

Pursuing an MBA in Business Administration with a specialization in Strategic Leadership & Data-Driven Decision Making.

GS

Grey Atom School of Data Science

Master's, Data Science

2019 - 2020

Completed a Master's in Data Science with a thesis focused on Predictive Modeling for Credit Risk Using Ensemble Techniques.

University of Mumbai logoUM

University of Mumbai

Bachelor of Science, Computer Science

2015 - 2018

Earned a Bachelor's degree in Computer Science, focusing on programming and software development.

Tech stack

Software and tools used professionally

Interested in hiring Utkarsh Rajesh?

You can contact Utkarsh Rajesh and 90k+ other talented remote workers on Himalayas.

Message Utkarsh Rajesh

People also viewed

View all talent

Find your dream job

Sign up now and join over 85,000 remote workers who receive personalized job alerts, curated job matches, and more for free!

Sign up
Himalayas profile for an example user named Frankie Sullivan
Utkarsh Rajesh Singh - Senior Data Analyst - PaywithRing | Himalayas