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Tina Bances

@tinabances

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I lead credit and collections operations, protecting cash flow across high-volume corporate receivables portfolios.

United States

Message

I lead credit and collections at Munters Corporation, managing a corporate customer aging portfolio exceeding $45M and approving major equipment orders over $500K. I partner with Sales and Order Entry to resolve disputes, structure high-risk deals, and protect cash flow.

I've built more than 20 years of accounting experience, including 18 years in accounts receivable. I improve collection processes, maintain DSO within a 35–45 day window, train team members, and support credit reviews, cash applications, invoicing, reconciliations, and audit requests.

Experience

Work history, roles, and key accomplishments

Credit Collection Manager

Munters Corporation

Nov 2024 - Jul 2026 (1 year 8 months)

Lead and mentor a collections team managing a $45M portfolio, direct credit risk assessments, and hold final approval authority for orders exceeding $500K. Manage escalations, partner with collection agencies, and present monthly OWC metrics to senior executives.

Collections Management Credit Risk Assessment DSO Optimization Legal Escalations Cross Functional Collaboration Sales Partnerships OWC Reporting Team Leadership

Sr. Credit & Collection Analyst

Munters Corporation

Jan 2019 - Nov 2024 (5 years 10 months)

Supported the Credit and Collections team, managed high-volume accounts like Walmart and Whole Foods, and completed credit reviews for parts, service, and commercial equipment orders. Initiated and tested projects for email invoicing, electronic document storage, and automated cash applications.

Credit Analysis Collections DSO Management Glovia Electronic Invoicing Cash Application Automation Training Documentation

Credit Collection Specialist

Munters Corporation

Jan 2009 - Dec 2018 (9 years 11 months)

Performed collection calls and credit reviews, posted daily cash receipts, prepared monthly netting files, and trained new team members. Created instructions for A/R functions in Glovia and collected state sales tax data for reporting.

Collections Credit Review Cash Posting Netting Glovia Training Tax Analysis

General Accountant

Munters Corporation

Jul 2006 - Dec 2008 (2 years 5 months)

Assisted the A/P Manager with accounts payable input and mail sorting, supported the Sr. Accountant with GL data input, and assisted the A/R manager with customer collection calls.

Accounts Payable General Ledger Accountant Accounts Receivable Data Entry