Open to opportunities

Thomas Cussons

@thomascussons

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Experienced analytics manager specializing in fraud detection and risk analysis.

United States

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What I'm looking for

I am looking for a role that challenges my analytical skills and offers opportunities for professional growth within a collaborative team environment.

I am a dedicated analytics professional with a strong background in Mathematics and Statistics, currently working in the Banking industry since 2016. My expertise lies in fraud analytics, where I have successfully implemented data-driven solutions that have resulted in significant cost savings and improved operational efficiency. My recent role as Manager of Fraud Analytics at HSBC has allowed me to lead global initiatives, reducing false negative rates and enhancing fraud detection systems across multiple regions.

Throughout my career, I have consistently demonstrated my ability to analyze complex data sets and develop strategic recommendations that drive business success. My experience includes leading cross-functional teams, mentoring new analysts, and creating technical training materials. I take pride in my ability to communicate effectively with stakeholders at all levels, ensuring that data insights translate into actionable strategies. I am passionate about leveraging my analytical skills to tackle challenging problems and contribute to the success of my organization.

Experience

Work history, roles, and key accomplishments

Manager Fraud Analytics (Global)

HSBC

Mar 2023 - Nov 2024 (1 year 8 months)

Led global fraud rule implementation in SAS EFM and Feedzai, becoming a payments data expert for multiple regions. Spearheaded data analysis and architectural solutions for Feedzai transition, resulting in significant annual cost savings and reduced false negative rates by 18% across various countries.

SAS EFM Feedzai Data Analysis Fraud Detection Python SQL Project Management Stakeholder Management

Lead Risk Analyst (Loans Portfolio)

HSBC

Oct 2021 - Mar 2023 (1 year 5 months)

Led the Loans Portfolio team, overseeing the First Direct CNS Migration and redesigning the HSBC loans strategy to streamline processes and align across brands. Mentored new team members in SAS and developed a technical coding test for recruitment.

SAS Strategy Development Mentoring Technical Training Recruitment

Senior Risk Analyst (Loans Portfolio)

HSBC

Mar 2021 - Oct 2021 (7 months)

Delivered several strategy change requests for different brands, demonstrating attention to detail in code and data analysis. Managed customer queries regarding complaints and application decisions, creating a template for efficient and consistent responses.

Data Analysis Customer Service Process Improvement User Acceptance Testing SAS

Senior Risk Analyst (Financial Modelling)

HSBC

Sep 2019 - Mar 2021 (1 year 6 months)

Led the Sherwood 3.UK project for credit cards, completely redesigning the process and streamlining SAS code for data pulling. Created a new monitoring pack using Excel and VBA, and enhanced the pricing model with regulatory compliances.

SAS Excel VBA Financial Modeling Regulatory Compliance Project Management

Credit Risk Analyst

HSBC

Jun 2018 - Sep 2019 (1 year 3 months)

Managed and delivered high-priority projects, including setting ALR Guardrails for M&S Credit Cards and OpCo across all brands. Demonstrated a high level of product understanding and effective stakeholder management.

Project Management Stakeholder Management Product Knowledge Risk Analysis Credit Cards

Student Risk Analyst

HSBC

Jul 2016 - Jun 2018 (1 year 11 months)

Monitored HSBC credit card assumptions, modeling customer behaviors and presenting profitability changes to stakeholders. Led larger projects such as CRD IV model changes and incentive campaigns, demonstrating strong communication and time management skills.

Data Modeling Communication Skills Time Management Project Management Risk Analysis SAS

Education

Degrees, certifications, and relevant coursework

Unknown School

A Levels, Various

Completed 4 A Levels in Mathematics, Economics, General Studies, and Further Maths. Achieved 13 GCSEs (A-C), including Mathematics, English, and Duo Science.

Sheffield Hallam University

BSc (Hons) Mathematics, Mathematics (Statistics)

Activities and societies: Developed a cellular automata model in Excel VBA to simulate building evacuations, considering factors like panic and politeness.

Focused on Data Mining with Business Applications, utilizing SAS Enterprise Miner for data reduction and model optimization. Studied Statistics for Business and Industry, covering time series analysis and experimental design. Explored Statistical Inference, delving into the theory behind statistical tests and comparing frequentist and Bayesian techniques.