Swetha t - Industrial Trainee - HDFC Bank Ltd | Himalayas
Swetha tST
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Swetha t

@swethat

Chartered Accountant with expertise in auditing and financial analysis.

India

What I'm looking for

I am looking for a role that offers growth opportunities and allows me to leverage my auditing and financial analysis skills in a dynamic environment.

I am a Chartered Accountant with a solid understanding of auditing and accounting principles. My experience includes preparing financial statements, conducting credit assessments, and ensuring compliance with statutory requirements. I am currently practicing and hold a full-time Certificate of Practice (COP), which allows me to apply my skills effectively in the financial sector.

During my tenure at Wells Fargo International Solutions, I prepared regional MIS reports that tracked sales targets and credit pipelines, which were crucial for performance reviews by senior management. I coordinated with various teams to align targets and support cross-selling initiatives, engaging with Relationship Managers to track performance. My role involved presenting financial statements and analyzing ratios to assist in the credit assessment of SME clients, showcasing my ability to translate complex financial data into actionable insights.

In addition to my practical experience, I have a strong academic background, having completed my Chartered Accountancy and a B.Com in Accounting and Finance. I have also been involved in preparing tax audit reports and ensuring compliance with various statutory requirements, including filing TDS and GST returns. My interests in geopolitics and global affairs, along with culinary arts, reflect my diverse personality and commitment to continuous learning.

Experience

Work history, roles, and key accomplishments

HL

Industrial Trainee

HDFC Bank Ltd

Interacted with customers to understand their business models and financial requirements. Performed process checks including CIBIL, CRILC, and CERSAI; supported the credit team in case evaluation and documentation review.

WL

Banking Analyst

Wells Fargo International Solutions BankingExperience Pvt Lt

Jan 2021 - Present (4 years 5 months)

Prepared regional MIS reports tracking sales targets, lead conversions, delinquencies, and credit pipeline; supported performance reviews for senior management. Coordinated with credit, insurance, and business teams to align targets, support cross-selling initiatives, and engage with RMs for performance tracking. Presented financial statements and analyzed ratios to assist in credit assessment of

VA

Article Assistant

Vinay Karwa & Associates

Conducted lease abstraction for U.S. commercial real estate, extracting key terms for accurate financial reporting. Performed guarantor analysis to assess financial standing and creditworthiness, aiding in risk evaluation. Prepared tax audit reports and filed income tax returns for corporate and non-corporate assessees; supported statutory and concurrent audits, including bank audits.

Education

Degrees, certifications, and relevant coursework

SJ

Sree Medha Jr.College

Class XII, General Studies

Grade: 94%

Completed Class XII education, achieving a score of 94%.

TS

The Mother’s High School

Class X, General Studies

Grade: 9.5 GPA

Completed Class X education, achieving a GPA of 9.5.

ICAI logoIC

ICAI

Chartered Accountancy, Accounting and Auditing

Grade: 55%

Completed the Chartered Accountancy program, gaining a strong understanding of auditing and accounting principles. Achieved a score of 55% in the final examination.

IGNOU logoIG

IGNOU

B.com(A&F), Accounting and Finance

Grade: 60%

Graduated with a Bachelor of Commerce degree, focusing on Accounting and Finance. Achieved a score of 60% in the program.

Tech stack

Software and tools used professionally

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