Sithembile Sisya Munthali

I've managed credit recoveries, non-performing assets, and legal risk in Malawi's finance sector, supporting senior management and Board-level decision-making.

At The Leasing and Finance Company of Malawi, I led collections operations, managed outsourced collection partners, and liaised with repossession agencies, auto auctions, and legal representatives. I analysed delinquent accounts and delivered reports to management and the Board.

Previously, I monitored and recovered non-performing assets, managed legal cases, prepared security documents, and ensured compliance with Reserve Bank directives and internal credit policies. At Juris Chambers, I drafted legal opinions and contracts, represented clients at the Industrial Relations Court, and attended mediations.

Since relocating to Thailand, I've continued developing in corporate governance, business risk management, and regulatory frameworks while independently creating and publishing digital and print products through Amazon Kindle Direct Publishing.