Open to opportunities

Simran Kirtania

@simrankirtania

Message

Economics graduate skilled in SQL, Excel, Power BI & Python, turning data into actionable business insights.

India

Message

What I'm looking for

I’m looking for a fast-paced, cross-functional role where I can apply data governance, analytics, and product thinking to build predictive risk frameworks and interactive dashboards that improve responsible risk management and decision-making.

I’m an MSc Economics graduate with hands-on experience in SQL, Python, Excel, and Power BI, focused on data analysis, risk analysis, and business intelligence reporting. I enjoy turning large financial datasets into clear, decision-ready insights that stand up to governance, fairness, transparency, and compliance needs.

In my Tata Group DataAnalytics Micro Internship, I analysed customer credit-risk data and identified key delinquency drivers like credit utilization, missed payments, debt-to-income ratio, and payment history using exploratory data analysis and risk segmentation.

I built a predictive model using logistic regression to identify customers at risk of delinquency, evaluating it with key accuracy metrics while considering model fairness, transparency, and compliance requirements. I also designed an AI-powered collections strategy that integrated predictive risk scoring with automated outreach and human-in-the-loop governance.

Through my Bank LoanAnalytics and Swiftroute Logistics Analytics Dashboard projects, I processed and validated datasets, developed KPI reporting and interactive Power BI dashboards, and delivered drill-through, filtering, and executive views to support faster, data-driven decisions across the customer and operational lifecycle.

Experience

Work history, roles, and key accomplishments

Data Analytics Internship

Tata Group

Aug 2025 - Present (11 months)

Analyzed customer credit-risk data to identify delinquency drivers and segment risk using exploratory data analysis. Built a logistic regression delinquency predictor and designed an AI-powered collections strategy using predictive risk scoring with human-in-the-loop governance.

Credit Risk Analysis Logistic Regression Transparency & Compliance Risk Scoring Collections Strategy Human In The Loop Customer Outreach

Data Analytics Micro Internship

Tata Group

Aug 2025 - Present (11 months)

Analyzed customer credit-risk data to identify key delinquency drivers and segment risk using exploratory data analysis. Built a logistic regression predictive model and designed a predictive-risk-scoring collections strategy with automated outreach and human-in-the-loop governance.

Credit Risk Analysis predictive modeling Logistic Regression Model Fairness Risk Scoring Collections Strategy Human In The Loop