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Siddhika TekriwalST
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Siddhika Tekriwal

@siddhikatekriwal

Credit Analyst at IDBI Bank assessing corporate loan applications, creditworthiness, and borrower risk.

India
Message

At IDBI Bank, I conduct financial analysis and credit assessments of corporate loan applications, evaluating creditworthiness against bank policies and regulatory requirements. I analyze financial documents, calculate credit scores and risk ratings, and recommend tailored loan structures.

I work with loan officers and relationship managers to streamline loan processing, while conducting due diligence and prioritizing cases to maintain approval timelines.

As a Compliance Intern at Goldman Sachs, I worked on improving two Private Wealth Management Compliance processes. I reviewed jurisdictional rules and implemented regional selling restrictions, contributing to process efficiency.

Experience

Work history, roles, and key accomplishments

IDBI Bank logoIB
Current

Credit Analyst

IDBI Bank

Jul 2024 - Present (2 years 4 months)

Conducts detailed financial analysis and credit assessments of corporate loan applications to determine creditworthiness, aligning evaluations with bank policies and regulatory requirements. Collaborates with loan officers and relationship managers to streamline loan processing and maintain approval timelines.

Education

Degrees, certifications, and relevant coursework

XB

Xavier Institute of Management, Bhubaneswar

MBA, Business Management

2022 - 2024

Grade: 6.59/10

MBA in Business Management with a cumulative CGPA of 6.59/10, including electives in financial statement analysis, strategic management, security analysis, and portfolio management.

BL

Bloomberg

Certification, Bloomberg Market Concepts

2022 - 2022

Certified in Bloomberg Market Concepts.

UD

Udemy

Certification, Financial Analysis

2022 - 2022

Attained a certification in The Complete Financial Analyst Course.

PC

Pride Computers

Certification, Advanced Excel and Power BI

2022 - 2022

Completed a certification in Advanced Excel and Power BI.

NM

Narsee Monjee College of Commerce and Economics, Mumbai

B. Com, Accountancy and Finance

2017 - 2020

Grade: 8.84/10

Bachelor of Commerce in Accountancy and Finance with a cumulative CGPA of 8.84/10.

LG

Little Flower School, Gorakhpur

XII (ISC), General Studies

2015 - 2017

Grade: 90.75%

Completed XII (ISC) with 90.75%.

Tech stack

Software and tools used professionally

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