Rucha Patil

Execute real-time intraday credit decisions for high-value payment flows, balancing client needs with firm risk appetite. Approve overnight overdrafts within delegated authority and lead crisis/risk mitigation actions to maintain service continuity under stressed conditions.

Conduct client due diligence and financial analysis for North American traditional and alternative asset managers, hedge funds, private equity sponsors, and real estate fund managers. Author credit memos and reviews, assess trading activity and counterparty creditworthiness, and support structuring of loan and derivatives exposures within approved risk parameters.

Ensure investment portfolios adhere to client guidelines, internal policies, and regulatory requirements across equity, fixed income, mutual fund, and hedge fund mandates. Perform daily-to-quarterly post-trade monitoring, produce governance reports, and coordinate with portfolio, cash management, corporate actions, and currency trading teams to support compliance operations.

Develop competitor research analytics and deliverables, including industry summaries, weekly reports, presentations, and quarterly forecasts across major global investment banks. Conduct capital markets research and mentorship support to improve team analytical capability.

Support the end-to-end corporate credit appraisal process for loan sanctioning, including assessment of client creditworthiness and multiple risk types. Assist with understanding how banking credit decisions are evaluated within the broader credit risk framework.

Completed MMS (Finance) at ADMIMS, University of Mumbai in 2013.

Completed a B.Sc. in Statistics at the University of Mumbai starting in 2010.