At HDFC Bank Ltd, I managed credit assessment and underwriting for mortgage and property-backed loan proposals. I reviewed borrower financial information, repayment capacity, credit bureau reports, and collateral risks to support credit decisions.
At HDFC Limited, I underwrote mortgage proposals across salaried, self-employed, and NRI segments, prepared credit appraisal memoranda, and processed and sanctioned proposals within stipulated TAT. I achieved 180+ sanctions in a month and received recognition for high performance.
Earlier, I conducted fundamental analysis and valuation-oriented research on listed equities as an Equity Research Intern at The Money Roller, including a research project on Maharashtra Seamless Ltd. I hold an MBA in Finance and have passed CFA Program Level I.
