At First Citizens Bank (FCB) / Silicon Valley Bank – CIB, I managed ongoing credit quality for a portfolio of 40–50 corporate and sponsor clients in Healthcare & Life Sciences. I analyzed financial statements and wrote credit reports covering risk considerations, peer benchmarking, credit rationale, and industry outlook.
I also monitored covenants and compliance, reviewed legal-document amendments, and maintained Excel models and portfolio dashboards. I partnered with US and EMEA deal teams on investment management and monthly and quarterly surveillance.
At Wells Fargo, I managed 6–7 corporate relationships across several sectors and served as account manager for SPV portfolios. I produced credit analysis reports and maintained models and dashboards as portfolio amendments were executed.
Earlier, at Tata Consultancy Services (TCS), I performed mortgage underwriting for wholesale B2B loans using Fannie Mae/Freddie Mac guidelines. At WNS Global Services, I assessed corporate creditworthiness and used Moody's CreditLens to spread financial statements into standardized templates.
