Open to opportunities

Pranav Raj Mukkupulla

@pranavrajmukkupulla

Message

I analyze credit card portfolios and build risk dashboards that drive data-informed decisions.

India

Message

What I'm looking for

I'm looking to continue applying SQL, Python, Power BI and credit risk analytics to portfolio monitoring, risk reporting and data-driven business decisions.

At First Horizon Bank, I analyze credit card portfolio data from customer, application, transaction and repayment systems to support risk reporting and credit policy decisions.

I monitor DPD, Roll Rate, Cure Rate, vintage performance, utilization, payment ratios, collection efficiency, ENR and charge-off trends. Using SQL Server, Python and Power BI, I validate data, reconcile sources, identify early warning indicators and translate portfolio behavior into actionable recommendations.

I also support PD model validation through feature engineering, exploratory analysis and performance monitoring, while collaborating with Risk Strategy, Underwriting, Collections, Product, Finance and Data Engineering teams.

Previously at Giant Eagle, I analyzed sales, inventory, customer and promotional data, maintained Power BI dashboards and MIS reporting, and supported demand forecasting, RFM segmentation and customer lifetime value analysis.

Experience

Work history, roles, and key accomplishments

Current

Credit Risk Analyst

Current

First Horizon Bank

Jan 2025 - Present (1 year 7 months)

Extracted, transformed, and analyzed credit card portfolio data using SQL Server, and performed data validation and reconciliation. Built Power BI dashboards and monitored key credit risk metrics to support risk management decisions.