Sebastian Morales

I am an economist with hands-on experience as a Fraud Analyst & Risk Investigator focused on international remittances and compliance. I have performed real-time investigations, validated customer identities, and applied AML/KYC protocols to detect and escalate suspicious activity.

At Remitly (via Sutherland) I collaborated across departments to block unauthorised transfers, prevent identity theft and account takeover, and maintained SAR-style documentation aligned with global compliance standards. I ranked in the top 5 of a 200+ analyst team for fraud detection accuracy and speed.

My technical toolkit includes CRM platforms, LexisNexis, Sift, Salesforce, advanced Excel (pivot tables, filtering), and introductory SQL and Python. I hold certifications in cybersecurity and incident response from recognized online programs and I adapt well to rotational shifts and changing regulatory environments.

I communicate effectively across languages (Spanish native, English C1, French B2) and across time zones, and I bring forensic attention to detail, calm problem-solving under pressure, and strong regulatory knowledge (AML, SAR, OFAC) to roles in fintech and financial services.