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Sean Quaine

@seanquaine

Pricing and profitability leader at Citizens Bank, optimizing risk-adjusted returns across Private Wealth & Specialty Lending.

United States

Message

At Citizens Bank, I provide strategic leadership for pricing and profitability across Private Wealth & Specialty Lending, with a focus on risk-adjusted returns and ROE. I oversee pricing strategies, product financials, and executive reporting.

Previously, I led pricing strategy and profitability analytics for Citizens Pay and Private Wealth & Specialty portfolios, using forecasting and scenario modeling to inform business decisions. I also directed financial model development and managed Pricing Committee processes and deal reviews.

At Daimler Truck Financial Services, I led the U.S. implementation of a global digital pricing platform and improved reporting efficiency, reducing processing time by 50%. Earlier, I worked on pricing and financial analysis at Mercedes-Benz Financial Services and DaimlerChrysler FinancialServices.

Experience

Work history, roles, and key accomplishments

Current

Head of Pricing & Profitability

Current

Citizens Bank

Dec 2025 - Present (10 months)

Provide strategic leadership for pricing and profitability, driving risk-adjusted returns and optimizing ROE across Private Wealth & Specialty Lending. Direct profitability analytics and lead Pricing Committee governance.

Pricing Strategy Profitability Analysis Risk Adjusted Returns ROE Optimization scenario analysis Model Validation Executive Reporting Leadership

AVP, Senior Manager - Pricing & Profitability

Citizens Bank

Oct 2021 - Dec 2025 (4 years 2 months)

Led pricing strategy and profitability analytics for Citizens Pay and Private Wealth & Specialty portfolios, leveraging forecasting and scenario modeling. Directed development of advanced financial models and managed Pricing Committee processes.

Pricing Strategy Profitability Analysis Financial Modeling Forecasting scenario analysis Governance Team Leadership

Pricing & Sales Support Manager

Daimler Truck Financial Services

Dec 2019 - Oct 2021 (1 year 10 months)

Developed and applied advanced financial models to forecast profitability, market share, and pricing outcomes. Led pricing governance processes and directed profitability back-testing and performance analysis.

Financial Modeling Forecasting Pricing Governance Profitability Analysis Data Analysis Cloud Solutions Training

Marketing Analytics & Programs Manager

Daimler Truck Financial Services

Apr 2016 - Dec 2019 (3 years 8 months)

Led end-to-end analytics and reporting for commercial vehicle and dealer financing programs. Managed CRM strategy and oversaw a $5M+ incentive budget.

Analytics Reporting CRM Strategy Vendor Management Budget Management Forecasting Financial Reporting

Senior Pricing Specialist

Mercedes-Benz Financial Services

Aug 2008 - Apr 2016 (7 years 8 months)

Led analytics for consumer-focused vehicle marketing, pricing, and incentive programs. Directed integration of Smart and Sprinter brands into U.S. monthly pricing process.

Pricing Analytics Financial Forecasting Data Integration Financial Analysis Strategic Planning

Senior Financial Analyst

DaimlerChrysler Financial Services

Jul 2004 - Aug 2008 (4 years 1 month)

Key member of Controller's team responsible for Hyperion Essbase forecasting tool. Conducted detailed financial analysis across revenue forecasting, budgeting, and expense tracking.

Hyperion Essbase Financial Analysis Forecasting Budgeting Expense Tracking Cross Border Integration Training