At JPMORGAN CHASE & CO., I led pricing analytics and strategy for retail auto loan and lease originations across Dealer Services and Private Label Captive Financing. I developed and implemented an ROE-based pricing strategy grounded in capital, loss, and funding assumptions.
I owned the lifecycle of pricing models, from design and implementation to monitoring, back-testing, benchmarking, and documentation. I also built a competitive-intelligence-driven price decisioning process.
In Mortgage and Auto Finance, I managed RWA forecasting across CCAR, ICAAP, Risk Appetite, and budget cycles. I led CECL implementation workstreams for mortgage products and reviewed Basel capital models, including PD/LGD/EAD quantification.
Earlier, at JPMORGAN CHASE & CO., I developed a Short Sale economic valuation model and pre-approval strategy. At HSBC, I enhanced credit card underwriting strategy and built risk reporting for retail-partnership and bank-turndown portfolios; I’m currently on a planned career break and upskilling in AI/ML for financial services.
