At Yes Bank Limited, I manage cash and clearing operations as Deputy Manager and Authorizer, including joint vault custodianship and maker-checker authorization. I authorize transactions up to INR 10 Crores while enforcing access controls and compliance standards.
I coordinate cash management across branches, currency chests, and RBI, including cash remittances, soiled note remittances, and RBI liaison. I also prepare MIS reports and management dashboards to track operational performance, audit findings, and risk indicators.
I support internal, external, and surprise audits, branch inspections, and cash verification exercises. My work includes checking adherence to RBI guidelines, bank policies, SOPs, and AML/KYC requirements, as well as escalating operational risks and control weaknesses.
I achieved a 25% monthly reduction in cash costs by redirecting ₹176-180 Crores of heavy cash outflow through relationships with Gramin banks. I use Oracle Flex cube, SAP ARIBA, SAP, and Advanced Excel in financial operations and reporting.
