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SATYANARAYANA CHITTI

@satyanarayanachitti

Regional Collection Manager at Repco Home Finance Limited, maintaining portfolio quality across regional home loan operations.

India

Message

At Repco Home Finance Limited, I oversee regional home loan operations, including credit appraisal, technical inspections, sanctions, documentation, and disbursements. I also manage collections and recovery processes to maintain portfolio quality.

Previously, as Senior Manager / Branch Manager – Home Loans at Repco Home Finance Limited, I managed NPA and overdue account recovery and maintained nil-NPA status for the Visakhapatnam branch, receiving the Best Performance Award in March 2015. My earlier accounts roles at Dewan Housing Finance Corporation Limited and Shriram Chits Limited included cash operations, PDC processing, BRS reconciliation, and loan recovery.

Experience

Work history, roles, and key accomplishments

Current

Senior Manager – Regional Collection Manager

Current

Repco Home Finance Limited

Jul 2020 - Present (6 years 3 months)

Lead and mentor branch sales, credit, and collections staff across a five-state region to meet business targets. Oversee marketing, credit appraisal, technical inspections, sanctions, documentation, disbursements, and collections to maintain portfolio quality.

Mortgage Operations Credit Appraisal Sanctions Disbursements Collections Recovery Team Leadership Marketing Business Sourcing Technical Inspection Portfolio Management

Senior Manager / Branch Manager – Home Loans

Repco Home Finance Limited

Jul 2003 - Jul 2020 (17 years)

Generated business through builder and contractor relationships, loan camps, and referrals. Appraised borrower creditworthiness, managed NPA and overdue account recovery, and maintained nil-NPA status for the branch.

Repayment Capacity Loan Approval Disbursement Documentation NPA Management Recovery Cash Operations PDC Cheque Processing Bank Reconciliation (BRS)Property Inspections Customer Relationship Management Mortgage Operations Credit Appraisal Income Verification Banking History

Assistant Accounts Officer – Home Loans

Dewan Housing Finance Corporation Limited

Apr 2000 - Jul 2003 (3 years 3 months)

Assisted the Accounts Officer/Manager with daily cash receipts, payments, PDC, and BRS. Monitored loan recovery on a scheduled, periodic basis and coordinated promotional activities with the team and Branch Manager to meet targets.

Cash Management PDC Cheque Processing Bank Reconciliation (BRS)Loan Recovery Promotional Activities Team Coordination

Junior Accounts Officer – Home Loans

Shriram Chits Limited

Oct 1996 - Apr 2000 (3 years 6 months)

Assisted with daily cash receipts, payments, PDC, and BRS management, and finalization of year-end accounting formalities. Monitored recovery on scheduled intervals and maintained team records including visits, results, attendance, and salary.

Cash Management PDC Cheque Processing Bank Reconciliation (BRS)Year End Close Recovery Monitoring Record keeping Team Coordination