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Sarah Romy MarkoseSM
Open to opportunities

Sarah Romy Markose

@sarahromymarkose

Product Manager specializing in end-to-end fintech, payments, marketplaces, and loyalty products delivered from discovery to regulated launch.

India
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What I'm looking for

I’m looking for a Product Manager role measured on outcomes and decisions owned—not output volume—where I can drive regulated fintech, marketplace, and payments products while balancing compliance, user impact, and delivery clarity.

I’m a Product Manager who owns complex products end-to-end and flexes across domains. I’ve taken multiple products from discovery to launch, including a regulated fintech super-app (Wizz Financial, formerly Unimoni), a multi-app loyalty & rewards ecosystem (Olopo), and a forex money-exchange app (JoyAlukkas), while also leading pre-sales product discovery across 45+ engagements in 30+ industries.

I lead the full arc—market and competitive analysis, requirements and roadmap, prioritization and trade-offs, regulatory gating, and delivery with engineering through to sign-off. My work is grounded in user research and JTBD, and I translate compliance needs into clear BRDs/PRDs and decision-ready documentation.

On Wizz Financial, I authored the BRD and set compliance go/no-go gates across an 8-module, 7-phase roadmap, including Aadhaar-based parental verification designed to double as DPDP-compliant consent. For Olopo and JoyAlukkas, I designed multi-tier rewards and analytics-driven onboarding flows, scoped KYC via verified digital identity, coordinated partner sandbox testing, ran A/B tests, and specified security/error handling—so teams can ship confidently with measurable outcomes.

Experience

Work history, roles, and key accomplishments

WE
Current

Product Manager

Webandcrafts

Mar 2024 - Present (2 years 4 months)

Owned client products end-to-end from pre-sales discovery through delivery across fintech, marketplaces, forex/retail and 30+ other industries, including RBI-regulated financial super-app Wizz Financial, a multi-app loyalty ecosystem (Olopo), and a forex money-exchange app (JoyAlukkas). Managed full product lifecycle work from market/competitive analysis and PRD/BRD requirements to regulatory gati

NE

Product Management Training

NextLeap

Completed an end-to-end Product Management certification curriculum covering segmentation, problem definition, ideation, low-fidelity wireframing, and defining success metrics, with product teardowns across feature types.

Education

Degrees, certifications, and relevant coursework

Rajagiri College of Social Sciences (Autonomous) logoRA

Rajagiri College of Social Sciences (Autonomous)

Bachelor of Business Administration, Business Analytics

Grade: GPA 8.48/10; Top 10 of 60

Completed a Bachelor of Business Administration in Business Analytics at Rajagiri College of Social Sciences (Autonomous). Achieved a GPA of 8.48/10 and ranked in the top 10 of 60.

Tech stack

Software and tools used professionally

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