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Sarah Cobarrubias

@sarahcobarrubias

Compliance and Licensing Specialist with 10+ years' experience in AML/KYC and regulatory filings.

United States
Message

What I'm looking for

I am seeking a compliance or licensing role where I can lead process improvements, manage multi-state licensing, mentor teams, and ensure rigorous regulatory adherence in a collaborative environment.

I am a versatile, detail-oriented Compliance and Licensing Specialist with over 10 years of administrative experience across compliance, legal, and non-profit sectors. I focus on AML/KYC compliance, money transmitter licensing, regulatory filings, and audit preparation, and I consistently deliver accurate, timely results.

I have led teams, created and standardized SOPs that improved audit efficiency by 30%, and managed licensing workflows and vendor due diligence using systems such as ArdentSky. I liaise directly with regulators and stakeholders to resolve issues and maintain compliance across multiple states.

I bring strong process-improvement instincts, proficiency in Microsoft Office and Google Suite, and a track record of protecting confidential data while streamlining operations. I am committed to building compliant, scalable licensing programs and training teams to maintain regulatory adherence.

Experience

Work history, roles, and key accomplishments

EI
Current

Lead Specialist, MSB Compliance

Everi Payments Inc.

Dec 2023 - Present (1 year 11 months)

Developed SOPs for regulatory compliance and money transmitter licensing, managed multi-state license applications and renewals, and prepared documentation for state and federal audits to ensure audit readiness.

EI

Lead Licensing Specialist

Everi Payments Inc.

Dec 2020 - Dec 2023 (3 years)

Standardized licensing and compliance SOPs improving audit efficiency by 30%, supervised and trained licensing staff, and managed occupational and money transmitter applications and renewals.

UO

Administrative Assistant

United Fathers Non-Profit Organization

May 2014 - Sep 2017 (3 years 4 months)

Supported marketing efforts with editing and proofreading, managed newsletters and event marketing lists, and handled confidential documentation and front-office tasks.

Education

Degrees, certifications, and relevant coursework

Orange Coast College logoOC

Orange Coast College

Associate of Arts, English

Completed an Associate of Arts degree in English with coursework in interpersonal communication, critical thinking, and creative writing; graduated October 2017.

Tech stack

Software and tools used professionally

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Sarah Cobarrubias - Lead Specialist, MSB Compliance - Everi Payments Inc. | Himalayas