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SANDHYA GUJJARA

@sandhyagujjara

Mortgage QC Analyst at RealPage who audited US residential underwriting files and reported defect trends.

India
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At RealPage, I handled complex US residential mortgage underwriting files as the final point of escalation, applying the 4Cs and validating DTI/LTV against Fannie Mae and Freddie Mac guidelines.

I reviewed bank statement and DSCR income documentation, flagged discrepancies for underwriter review, and validated insurance documents against loan file and investor requirements.

I conducted quality audits and was recognised as Top QA Performer. I also performed root cause analysis and used Excel, Power BI, and Tableau to track errors and SLA patterns and support corrective action plans.

I co-created process guides, kept LOS records accurate as guidelines changed, and delivered onboarding and training sessions. I was also recognised with Employee of the Month awards in 2023, 2024, and 2025.

Experience

Work history, roles, and key accomplishments

RealPage logoRE

Associate – Mortgage Operations

Feb 2022 - Aug 2026 (4 years 6 months)

Acted as final point of escalation for complex US residential mortgage underwriting files, applying the 4Cs and validating DTI/LTV ratios against Fannie Mae and Freddie Mac guidelines. Conducted quality audits, performed root cause analysis, and tracked SLA and error patterns using Power BI, Tableau, and Excel.

Education

Degrees, certifications, and relevant coursework

Osmania University logoOU

Osmania University

Bachelor of Science, Computer Science

Grade: 90%

Bachelor of Science in Computer Science from Osmania University, completed in 2020 with 90%.

NC

NRI Junior College

Intermediate, MPC

Grade: 75%

Intermediate in MPC from NRI Junior College, completed in 2017 with 75%.

RS

R.K. Model High School

SSC, General

Grade: 75%

SSC from R.K. Model High School, completed in 2015 with 75%.

Tech stack

Software and tools used professionally

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