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Gowsalya Prakash

@gowsalyaprakash

Mortgage professional at OnityGroup Inc reviewing loan files and maintaining a 100% quality score.

At OnityGroup Inc, I review borrower income, assets, credit, and collateral documentation for pre-purchase mortgage reviews. I maintained a 100% quality score and was recognized as a Top Performer in Q1 2025.

At Visionet Systems Pvt. Ltd., I conducted quality audits on mortgage loan files, identified process gaps, and prepared quality reports and trend analysis. Earlier, I reviewed loan applications and verified supporting documents to identify missing documentation before underwriting.

Experience

Work history, roles, and key accomplishments

Current

Senior Pre-Purchase Reviewer

Current

Onity Group Inc

Nov 2022 - Present (4 years)

Validate borrower income, assets, credit, and collateral documentation. Collaborate with underwriters, processors, and quality teams to resolve issues and meet productivity, quality, and SLA targets.

Encompass LSUAssist Microsoft Office MSP Excel SharePoint Destiny

Quality Analyst

Visionet Systems Pvt. Ltd.

Oct 2021 - Nov 2022 (1 year 1 month)

Conducted quality audits on mortgage loan files, identified process gaps, and recommended corrective actions. Prepared quality reports and trend analysis to support continuous improvement initiatives.

Encompass Microsoft Office Excel SharePoint Quality Auditing Trend Analysis

Pre-Underwriting Processor

Visionet Systems Pvt. Ltd.

Jun 2018 - Sep 2021 (3 years 3 months)

Reviewed loan applications and supporting documents, verified borrower income, employment, assets, and liabilities, and identified missing documentation before underwriting.

Encompass Microsoft Office Excel SharePoint Loan Processing Document Verification