Open to opportunities

sagar choudhari

@sagarchoudhari

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Risk Analytics Project Manager at EXL, advancing credit risk and portfolio decision systems.

India

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What I'm looking for

I'm interested in leadership opportunities at the intersection of Data & AI, Risk Analytics, Portfolio Strategy, and enterprise-scale decision systems, where analytics can create measurable business impact.

At EXL, I lead risk analytics initiatives at the intersection of Data, AI, credit risk, and business decision-making. My focus is turning complex data into scalable systems that support better strategic and operational decisions.

At Bajaj Finserv, I designed the Performance Mart and Noise vs Signal Framework for portfolio monitoring across 50 lending products, and automated reporting workflows using Databricks. Earlier, I developed analytics products at Jasper Colin and delivered forecasting, collections, and pricing analytics at WNS Global Services.

Experience

Work history, roles, and key accomplishments

Current

Project Manager - Risk Analytics

Current

EXL

Mar 2025 - Present (1 year 7 months)

Worked as Project Manager - Risk Analytics at EXL.

Associate Director - AI/Analytics Products

Jasper Colin

Jan 2025 - Mar 2025 (2 months)

- Directed development of an enterprise Analytics Platform, shaping product strategy, positioning, and capability roadmap.
- Led product strategy for a secure Analytics Delivery Platform, enabling clients to explore research outputs through interactive analytics and decision-support capabilities.
- Translated business requirements into scalable product capabilities through comprehensive Product Re

Cluster Manager - Risk Analytics

Bajaj Finserv

Mar 2023 - Dec 2024 (1 year 9 months)

- Led enterprise portfolio analytics within the Risk Horizontal function for a lending portfolio exceeding $46.18B across 50 products, delivering centralized monitoring, KPI governance, and advanced analytics.
- Partnered with business and risk leaders to transform portfolio monitoring through scalable analytics frameworks, standardized KPIs, and automation.
- Designed and implemented the Performa

Senior Consultant - Analytics

Sep 2022 - Mar 2023 (6 months)

- Delivered payroll analytics and business intelligence solutions for global enterprise clients, combining advanced analytics with interactive reporting to improve transparency and operational efficiency.
- Developed the Payroll Intelligence Tool, enabling organizations to monitor payroll performance and identify optimization opportunities.
- Built interactive Power BI dashboards providing actiona

Consultant -Analytics

WNS Global Services

Aug 2018 - Sep 2022 (4 years 1 month)

- Led advanced analytics initiatives for a leading US-based utilities client, spanning predictive analytics, financial forecasting, pricing optimization, customer intelligence, and business transformation.
- Managed client relationships and guided analytics teams, translating business problems into scalable data-driven solutions.
- Reduced invoice aging by 7 days, generating approximately $1M in b

Intern - Analytics

WNS Global Services

Aug 2017 - Jul 2018 (11 months)

- Utilization Analytics: Deployed a BI and ML-based analytics solution for facility utilization, enabling benchmarking, root cause analysis, and forecasting models for utilities consumption. Resulted in reduced operating costs, electricity utilization, and improved budgeting accuracy.

Software Engineer

Cybage Software

Mar 2014 - Jun 2016 (2 years 3 months)

- Developed and maintained enterprise Java applications using Java, Spring MVC, Hibernate, JSP, Servlets, and JDBC.
- Designed and optimized PL/SQL procedures and supported Oracle database development.
- Collaborated with cross-functional teams to deliver scalable and reliable enterprise software solutions.
- Participated in production deployments, issue resolution, and application support, buildi