At Aditya Birla Capital Digital, I lead Analytics & Data Science and a 35+ member cross-functional organization. I architected a real-time personal-loan decisioning engine that combines underwriting signals with lead ranking.
I’m advancing more than 90 prescriptive optimization use cases, and built an AI-powered analytics assistant, a RAG-based knowledge bot, and an internal small language model. Earlier, at McKinsey & Company, I delivered recommendation engines generating approximately THB 20M in incremental revenue and developed AIRB/FIRB risk models with approximately RM 100M in business impact.

