
Chinmayee Nayak
@chinmayeenayak
I build credit risk analytics and automated reporting for banking portfolios.
What I'm looking for
At DBS Bank, I lead end-to-end credit card portfolio analytics, building datasets to understand customer behavior, utilization, spend patterns, balances, delinquency, and recovery.
I use SQL, SAS, Alteryx, Power BI, and MicroStrategy to develop risk segmentation, analyze DPD, roll rates, NPL, and credit-limit strategies, and deliver KPI dashboards. My work has supported delinquency-reduction strategies by approximately 15% and reduced manual reporting effort by more than 35% through Power Automate.
Previously at Wipro, I supported Lloyd’s Banking Group through penetration-testing engagement management, stakeholder communication, reporting automation, data validation, SQL optimization, and Tableau governance.
Experience
Work history, roles, and key accomplishments
Led end-to-end credit card portfolio analytics using SQL, SAS, and Alteryx. Developed dashboards for KPI tracking and automated reporting workflows, reducing manual effort by 35%+.
Education
Degrees, certifications, and relevant coursework
BITS Pilani
Master of Technology, Engineering
2019 - 2023
Pursued M.Tech degree from BITS Pilani from 2019 to 2023.
Khallikote University
Bachelor of Science, Science
2016 - 2019
Completed Bachelor of Science degree from Khallikote University from 2016 to 2019.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Job categories
Skills
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