Rishu User
@rishuuser2
I streamline credit operations, document verification, and fintech lending workflows.
IndiaWhat I'm looking for
I'm currently supporting Cartwheel Money Capital's retail lending operations, managing profile checks and document verification for personal loans, balance transfers, and business overdraft facilities.
I validate onboarding data and eNACH/e-mandate repayment registration tokens, helping clear collection locks before disbursement. I've also coordinated with bank underwriting desks to reduce operational turnaround times.
Across Avnialina and WinCredit, I've audited financial applications, parsed bank statements for FOIR and AMB, supported fraud-review workflows, and resolved eKYC and data-verification issues. I'm also pursuing a BCA and write research-based content on lending, credit risk, underwriting, fintech operations, fraud detection, and consumer credit behaviour.
Experience
Work history, roles, and key accomplishments
Back Office Executive
Cartwheel Money Capital
Jan 2026 - Present (8 months)
Managed end-to-end profile checking and document verification for retail personal loans, balance transfers, and business overdraft facilities. Validated digital data streams across onboarding pipelines, tracking eNACH/e-mandate repayment registration tokens to clear collection locks prior to disbursement.
Education
Degrees, certifications, and relevant coursework
Indira Gandhi National Open University
Bachelor of Computer Applications, Computer Applications
2024 -
Pursuing a Bachelor of Computer Applications with coursework in data structures, software logic mapping, and technical documentation.
Availability
Location
IndiaAuthorized to work in
Salary expectations
Job categories
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