Refka Habashy
@refkahabashy
Results-oriented banking professional with over 8 years of experience.
What I'm looking for
I am a highly motivated banking professional with over 8 years of progressive experience in sales, customer service, and team leadership. My career has been marked by a proven ability to exceed targets and build strong customer relationships, which has significantly contributed to branch revenue. I have a deep understanding of financial products and services, and I excel in customer relationship management and sales strategy development.
In my most recent role as Head of Customer Service at Commercial International Bank-CIB, I managed and mentored a sales team, fostering a high-performance culture. I developed and implemented business plans that encompassed sales, revenue, and expense controls, ensuring the achievement of branch objectives. My dedication to customer service excellence and problem-solving has consistently led to high levels of customer satisfaction and loyalty.
Experience
Work history, roles, and key accomplishments
Head Of Customer Service
Commercial International Bank-CIB
Nov 2019 - Jun 2024 (4 years 7 months)
Led the customer service department, consistently achieving targets for assets and liabilities while managing a sales team. Developed business plans and conducted performance reviews to enhance team capabilities and expand the customer base.
Senior Personal Banker
Commercial International Bank-CIB
Jan 2016 - Oct 2019 (3 years 9 months)
Provided comprehensive banking services, educated customers on products, and achieved sales targets through effective relationship management and outreach. Resolved customer queries to ensure satisfaction.
Personal Banker Officer
Commercial International Bank-CIB
Jun 2015 - Dec 2015 (6 months)
Delivered excellent customer service by addressing inquiries and promoting bank products. Gained foundational experience in banking operations and customer interaction.
Education
Degrees, certifications, and relevant coursework
Ain Shams University
Bachelor's Degree, Accounting and Finance
2010 - 2013
Completed a Bachelor's Degree in Accounting and Finance, gaining a solid foundation in financial principles, accounting practices, and financial management.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
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