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Razik Ahmed

@razikahmed

Experienced marine and aviation claims professional with 16+ years in international insurance.

India
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What I'm looking for

I am seeking a senior claims role where I can lead complex marine/aviation claims, collaborate with underwriting, and drive compliant, customer-focused resolutions.

I am a qualified claims professional specializing in Marine Cargo and Aviation Hull insurance claims, with over 16 years' experience in the international insurance market. I excel at analyzing damages, interpreting policy wordings, and managing multiple high-priority claims while delivering exemplary customer service.

At Tawuniya Insurance Company I reviewed claim interpretations against policy coverages, recorded and reserved claims in CMS/MIS, coordinated loss adjusters and surveyors, managed salvage disposal and prepared strategic claims reports for senior management. I also provided claims data to underwriting and supported internal audit for compliance.

Earlier roles included administrative and procurement responsibilities supporting senior leadership and large IT vendors, where I handled executive correspondence, travel coordination and international orders. I hold CII insurance certifications and completed professional training at the Financial Academy of Saudi Arabia.

Experience

Work history, roles, and key accomplishments

TC

Claims Executive

Tawuniya Insurance Company

Jan 2006 - Dec 2022 (16 years 11 months)

Managed marine cargo, aviation hull, non-marine and energy claims across the international market, analyzing damages, interpreting policy wordings, and settling claims while preparing management reports and supporting underwriting and audit functions over a 16-year tenure.

Education

Degrees, certifications, and relevant coursework

TI

The Financial Academy of Saudi Arabia (IFC)

IFC Program, Finance/Insurance

Completed a program at The Financial Academy of Saudi Arabia (IFC) in 2021.

Chartered Insurance Institute (CII), UK logoCU

Chartered Insurance Institute (CII), UK

CII Certificate (IF1, IF2, IF4), Insurance

Completed CII certificate units IF1, IF2 and IF4 in insurance practice in 2010.

University of Mysore logoUM

University of Mysore

Bachelor of Arts, Economics

Activities and societies: Office Management

Awarded a Bachelor of Arts in Economics from the University of Mysore in 1985.

St. Philomena's College logoSC

St. Philomena's College

Higher Secondary Certificate, Higher Secondary Education

Completed higher secondary (12th) studies at St. Philomena's College, Mysore in 1981.

FS

Farooqia Higher Secondary School

Secondary School Certificate, Secondary Education

Completed 10th (secondary) education at Farooqia Higher Secondary School in Mysore in 1978.

Tech stack

Software and tools used professionally

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Razik Ahmed - Claims Executive - Tawuniya Insurance Company | Himalayas