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Ray Tam

@raytam

AI Product Manager shipping compliant AI products in regulated spaces—turning messy data into actionable customer experiences.

Canada
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What I'm looking for

I’m looking for a product role where I can ship AI end-to-end in regulated environments—pairing rigorous requirements, fast experimentation, and customer discovery to build compliant experiences and measurable growth with strong engineering collaboration.

I’m a PM with 5+ years shipping AI products in regulated verticals, focused on turning messy inputs into compliant, high-impact workflows. At Liferaft, I led AI triage at millions of posts/day, and at TH Financial I launched compliant payment features. I’m excited to turn nesto's Maestro AI into the standard for Canadian mortgage underwriting.

At Liferaft, I led AI product development across three engineering pods, delivering products that drove $700K in ARR. I shipped OCR-powered search that reduced alert noise by up to 30%, and designed a resilient AI triage pipeline with 98% real-time uptime, including graceful UX degradation under 5× volume spikes. I also operationalized domain expertise into structured expert advisory loops, cutting cross-functional feedback cycles 3×, and ran customer interviews to validate initiatives and shape the roadmap.

Earlier, I helped launch Tims Credit Card in a regulated financial environment in 4 months, navigating compliance to drive 48% conversion growth. I built a forecasting tool using Amplitude and SQL to lift application conversion from 15% to 24.4%, and integrated an ADA chatbot into the credit card application funnel—improving conversion by 7% while reducing support tickets by 4%. I’ve also scaled product outcomes through customer-focused CRM personalization, optimized delivery integrations, and co-founded AI-enabled marketplaces and Shopify B2B platforms.

Experience

Work history, roles, and key accomplishments

NG
Current

Co-founder & Product Manager

Northern Glamping

Jan 2023 - Present (3 years 6 months)

Owned end-to-end product development, scaling a Shopify B2B e-commerce platform to $200K+ revenue. Used AI-driven competitive pricing and iterative feature launches to drive ongoing product growth.

TI

Associate Product Manager – Credit Cards

Tim Hortons Financial (Restaurant Brands International)

Jan 2021 - Jan 2024 (3 years)

Launched Tims Credit Card in a regulated environment, navigating compliance to drive 48% conversion growth in 4 months. Built an Amplitude-and-SQL forecasting tool and integrated an ADA chatbot into the credit card application funnel to lift conversion by 7% while reducing support tickets by 4%.

RI

Sr. Analyst – Restaurant Technology

Restaurant Brands International

Jan 2020 - Jan 2021 (1 year)

Improved Burger King Canada app engagement using CRM personalization, raising MAU from 29% to 40% and driving $884K in monthly app sales. Optimized third-party delivery integrations across 200+ stores to improve order accuracy and speed of service by 15%.

Education

Degrees, certifications, and relevant coursework

Cornell University logoCU

Cornell University

Product Management Certificate Program, Product Management

2021 -

Completed a Product Management Certificate Program at Cornell University in 2021.

Ivey Business School, Western University logoIU

Ivey Business School, Western University

Bachelor of Arts, Honors Business Administration

2017 - 2021

Completed a Bachelor of Arts with Honors Business Administration at Ivey Business School, Western University from 2017 to 2021.

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