Ramone Collins
@ramonecollins
Property claims adjuster at State Farm via Sedgwick / EA Renfroe, with Xactimate Level 2 certification and a property estimate exceeding $500,000.
United StatesWhat I'm looking for
At State Farm via Sedgwick / EA Renfroe, I investigate residential and commercial property claims involving hail, wind, hurricanes, and water damage. I prepare assessments and estimates according to carrier guidelines and explain coverage findings, estimate differences, and settlement decisions to policyholders and claim stakeholders.
At Canei Adjusting, I develop detailed property damage estimates for insurance companies, roofers, contractors, and public adjusting firms, including an estimate exceeding $500,000. I analyze damage scope and pricing, then reconcile estimates with contractors, public adjusters, and attorneys.
As an Independent Desk Adjuster at Liberty Mutual via Alacrity, I analyzed coverage, liability, and damages to support claim decisions and timely resolution. I hold Xactimate Level 2 certification and am targeting a Senior Claims Training Specialist – Property role, bringing experience explaining technical findings and settlement decisions.
Experience
Work history, roles, and key accomplishments
Independent Adjuster
State Farm via Sedgwick / EA Renfroe
Sep 2022 - Present (4 years 1 month)
Investigates residential and commercial property claims involving hail, wind, hurricanes, and water damage; prepares assessments and estimates according to carrier guidelines. Communicates coverage findings and settlement decisions to policyholders and stakeholders, negotiating within field authority up to $45,000.
Xactimate Large Loss Estimator
Canei Adjusting
Feb 2020 - Present (6 years 8 months)
Develops detailed property damage estimates for insurance companies, roofers, contractors, and public adjusting firms, including an estimate exceeding $500,000. Analyzes damage scope and pricing, explains estimate differences, and reconciles estimates with contractors, public adjusters, and attorneys.
Independent Desk Adjuster
Liberty Mutual via Alacrity
Jun 2021 - Sep 2022 (1 year 3 months)
Analyzed coverage, liability, and damages to support claim handling decisions and timely resolution in accordance with company protocols and industry regulations. Negotiated settlements with claimants, repair shops, and other stakeholders within desk authority up to $20,000.
Education
Degrees, certifications, and relevant coursework
Georgia Southern University
Business Finance studies, Business Finance
2007 - 2010
Studied Business Finance at Georgia Southern University from July 2007 to December 2010.
Tech stack
Software and tools used professionally
Availability
Location
United StatesAuthorized to work in
Salary expectations
Job categories
Skills
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