Open to opportunities

Raelee NDramei

@raeleendramei

Message

I’m a senior property & casualty underwriter focused on accurate risk assessment, pricing, and portfolio growth.

Papua New Guinea

Message

What I'm looking for

I’m looking to grow as a senior underwriting professional—handling complex property programs, strengthening broker relationships, and using my risk assessment and reinsurance experience to support profitable portfolio growth.

I’m a Property & Casualty Underwriter with over 15 years of experience in Port Moresby, NCD, specializing in commercial and personal property underwriting. I assess insurance applications, evaluate risk exposure, and determine appropriate pricing structures while staying aligned with company underwriting guidelines.

In my current role at National Teachers Insurance Ltd, I manage quotations, renewals, endorsements, and policy issuance for property and casualty lines. I negotiate policy terms with brokers and direct clients, maintain risk data within the GIMS underwriting system, and build strong broker relationships to secure renewals and new business.

Previously at Inspac (PNG) Ltd, I served as SME/Senior Underwriter and also worked across personal lines and underwriting officer responsibilities. I supported reinsurance placement and claims collaboration, managed portfolios across property and liability, and delivered measurable results—such as underwriting PNG’s largest mortgage-linked Property Insurance Schemes for BSP Financial Group and improving Workers Compensation & Public Liability renewal performance by 10%.

Experience

Work history, roles, and key accomplishments

Current

Property & Casualty Underwriter

Current

National Teachers Insurance Ltd

Jun 2022 - Present (4 years)

Underwrite commercial and residential property and casualty risks by assessing exposure and applying company underwriting guidelines. Managed mortgage-linked property insurance schemes for BSP Financial Group, contributing to premium growth, and improved Workers Compensation & Public Liability renewals with a 10% increase in premium collection.

Property & Casualty Underwriting Risk Assessment Portfolio Management Mortgage Property Schemes Policy Issuance Broker Relationship Management

SME/Senior Underwriter

Inspac (PNG) Ltd

Aug 2018 - Jan 2022 (3 years 5 months)

Underwrote and rated existing and prospective SME insurance contracts using established formulas and underwriting guidelines, supporting brokers and agents with technical expertise. Secured new commercial accounts and negotiated proportional facultative reinsurance for large/complex risks while improving team outcomes through KPI-guided refinements.

Broker Relationship Management Reinsurance Portfolio Management

Personal Lines Underwriter

Inspac (PNG) Ltd

Aug 2016 - Jul 2018 (1 year 11 months)

Issued quotations, renewals, endorsements, and policies while servicing broker/direct-client needs and supporting claims administration. Conducted site inspections for risk assessment and entered/maintained risk information in InfoIns, including training new staff during the InfoIns software migration.

Personal Lines Underwriting Policy Issuance Site Inspections Claims Liaison Risk Data Entry (InfoIns)

Underwriting Officer

Inspac (PNG) Ltd

Jan 2010 - Jul 2016 (6 years 6 months)

Processed insurance proposals, renewals, alternate/optional quotes, and settlements, preparing supportive documentation for policyholders. Underwrote and serviced large property portfolios, including mortgage-linked homeowners’ schemes such as the Edai Town Housing Estate (100+ properties), and used WALLY to manage renewals and invoicing/receipts.

Underwriting Operations Renewals Policy Documentation Mortgage Linked Homeowners Schemes WALLY (Underwriting System)

Education

Degrees, certifications, and relevant coursework

ANZIIF

Associate CIP, Insurance and Risk Management

2019 -

Activities and societies: Includes ANZIIF Certificate IV and Reinsurance International Study Course accreditation.

Associate CIP program in Insurance and Risk Management with ANZIIF (Melbourne), including ANZIIF Certificate IV and Reinsurance International Study Course accreditation.