Priyanka Tiwari
@priyankatiwari8
I manage credit and asset operations, underwriting retail, MSME and business loans at IDBI Bank.
IndiaWhat I'm looking for
At IDBI Bank, I manage branch asset portfolios and end-to-end credit operations for Retail, MSME and Business loans. I evaluate proposals, conduct credit appraisal and underwriting, analyse financial information, and support lending decisions in line with policies and delegated authority.
Having progressed from Assistant Manager to Manager, I've handled loan processing, documentation, compliance, asset monitoring and delinquency reviews across Vadodara and Mohali. I also bring earlier field sales, dealer operations and market-development experience from the agricultural equipment sector.
Experience
Work history, roles, and key accomplishments
Manager – Credit & Asset Operations
IDBI Bank Limited
Jan 2024 - Present (2 years 8 months)
Managing the overall asset portfolio of the branch and overseeing loan and credit operations. Handling end-to-end credit activities for Retail, MSME and Business loan portfolios.
Assistant Manager – Credit Operations
IDBI Bank Limited
May 2019 - Jan 2024 (4 years 8 months)
Handled credit operations of the branch and evaluated Retail loan proposals including Home, Mortgage, Auto, Education and Personal loans. Performed credit underwriting through review of customer profiles, income statements and Personal Discussions.
Territory Executive
Maschio Gaspardo India Pvt. Ltd.
Jan 2015 - Mar 2015 (2 months)
Managed dealer billing and product/spare-parts activities; tracked client database; provided after-sales support; supported territory market development and field branding activities.
Field Officer – Market Development
Tractors & Farm Equipments Ltd. (Massey Ferguson Tractors)
May 2013 - Oct 2014 (1 year 5 months)
Handled tractor sales through field activities at dealerships in Punjab; managed promotional activities, dealer target tracking, reporting, dealer sales-team training, exhibitions and prospective-customer database.
Education
Degrees, certifications, and relevant coursework
Manipal University
Post Graduate Diploma in Banking and Finance, Banking and Finance
Grade: 8.9 CGPA
Pursued PGDBF with a CGPA of 8.9.
SUSCET (Punjab Technical University)
Bachelor of Technology, Mechanical Engineering
Grade: 62%
Completed B.Tech in Mechanical Engineering with 62%.
K.V. Sulur, Tamil Nadu
Class XII (CBSE), General Studies
Grade: 55%
Completed Class XII from CBSE with 55%.
K.V. 3BRD, Chandigarh
Class X (CBSE), General Studies
Grade: 74%
Completed Class X from CBSE with 74%.
Availability
Location
IndiaAuthorized to work in
Job categories
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