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husain khan

@husainkhan1

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Relationship Manager at ICICI Bank supporting MSME clients with working capital lending and portfolio management.

India

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What I'm looking for

I’m looking for an organization that provides opportunities for career development, where I can learn, use my knowledge, and contribute to the organization’s success.

At ICICI Bank Ltd., I work with MSME clients on their working capital requirements, coordinating with the credit department to meet customer needs.

I manage relationships with existing and potential clients, identify business opportunities, and review portfolio quality, including delinquent and stressed accounts.

Previously, at HDFC Bank Ltd., I worked with MSME and retail clients and handled products including cash credit, overdrafts, term loans, and non-fund-based limits.

At Kotak Mahindra Bank Ltd., I handled SME lending products and earned first position among new Relationship Managers in the BBA WC Department for highest disbursement amount. I hold an MBA in Marketing and completed a two-day MSME and Credit Skill Development course.

Experience

Work history, roles, and key accomplishments

Current

Relationship Manager

Current

ICICI Bank Ltd.

Jan 2024 - Present (2 years 9 months)

Manages MSME client relationships, ensures customer satisfaction, and drives portfolio growth while maintaining zero delinquency. Conducts stock and property inspections and cross-sells banking products.

Credit Appraisal Business Development Relationship Management SME Lending Cash Credit Overdrafts WCDL Term Loans PCFC LCBD FCTL MIS Reporting Cross Selling Portfolio Management Recovery Management

Relationship Manager

HDFC Bank Ltd.

Aug 2018 - Jan 2024 (5 years 5 months)

Managed relationships with MSME and retail clients, generated business, and ensured portfolio quality with zero delinquency. Handled a wide range of products including cash credit, term loans, and various retail loans.

Relationship Manager

Lakshmi Vilas Bank

Sep 2017 - Aug 2018 (11 months)

Managed SME client relationships, handled credit products, and ensured portfolio growth. Conducted stock verification and cross-sold banking products.

Credit Appraisal Business Development Relationship Management SME Lending Cash Credit Overdrafts Buyer’S Credit WCDL Working Capital Lending PCFC MIS Reporting Cross Selling Portfolio Management

Relationship Manager

Kotak Mahindra Bank Ltd.

Jun 2016 - Sep 2017 (1 year 3 months)

Managed SME client relationships, handled credit products, and ensured portfolio growth. Conducted stock verification and cross-sold banking products.