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Srikanth UserSU
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Srikanth User

@srikanthuser9

Credit operations professional in banking who processed vehicle, housing, personal, business, and micro loans across financial institutions.

India
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At TVS Credit Services Pvt Limited, I managed credit operations for two-wheeler and four-wheeler loans, from application processing and credit evaluation through documentation and disbursal. I also checked CIBIL and Experian reports and ensured compliance with company policies and RBI guidelines.

At Bajaj Housing Finance Pvt Limited, I promoted home loans and assessed preliminary borrower eligibility. I coordinated loan processing with credit, legal, technical, and operations teams, and supported junior sales executives and tele callers with product knowledge and customer handling.

At RBL Bank Pvt Limited, I processed personal, business, and other unsecured loan applications, reviewing customer documents and credit bureau reports. I coordinated with underwriting teams and maintained loan records to support timely decisions and internal audits.

At Muthoot Money Limited, I supported vehicle-loan operations, including KYC and agreement checks, disbursal coordination, and documentation for audits. Later, as Banking Unit Manager at Bandhan Bank Limited, I managed field executives and loan officers working on micro loans, monitored disbursements and repayments, and reported loan activity to senior management.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

Alagappa University logoAU

Alagappa University

Bachelor of Commerce, Computer

2015 - 2017

Bachelor of Commerce in Computer from Alagappa University, completed between 2015 and 2017.

Tech stack

Software and tools used professionally

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