Preston Li
@prestonli
Senior full‑stack engineer specializing in high‑volume payments and reconciliation.
What I'm looking for
I am a senior full‑stack engineer with over a decade building fast, safe, and auditable money‑movement systems across fintech, e‑commerce, insurance, and healthtech. I specialize in high‑volume card‑not‑present checkout, authorization routing, network tokens, and 3DS2/SCA.
At Square I owned authorization, 3DS2/SCA, and post‑auth flows, tuning services to keep p95 under 200ms and implementing network tokenization and targeted step‑ups to improve approval rates and dispute outcomes. I have repeatedly raised approval rates and reduced latency while keeping thorough reconciliation and auditability.
I design event‑driven microservices on AWS/EKS using Kafka/Kinesis, gRPC/HTTP/GraphQL, Postgres/DynamoDB/Redis, and ship infrastructure with Terraform and CI/CD — instrumented with OpenTelemetry, Prometheus/Grafana, Datadog, and ELK. I’ve delivered merchant dashboards, reconciliation tooling, and operational runbooks that cut Finance handoffs and MTTR.
I am pragmatic about reliability engineering — circuit breakers, brownouts, canary/blue‑green deployments, and feature flags — and I partner with security and compliance teams to enable tokenization, least‑privilege access, and auditable trails that satisfy finance and regulatory needs.
Experience
Work history, roles, and key accomplishments
Owned authorization, 3DS2/SCA, and post-auth flows for Square Online; scaled CNP authorization to keep p95 under 200ms and reduced PAN-related declines by ~1–9% while shortening dispute overturn times by ~18%.
Owned checkout latency, payment orchestration, and post-auth risk hooks; held p95 under 200ms during BFCM, improved approvals by ~3–6% with soft-decline recovery, and reduced manual finance adjustments by ~35%.
Senior Software Engineer
Progressive Insurance
Jan 2017 - Jan 2020 (3 years)
Built payment APIs, tokenization, and reconciliation for billing and claims disbursements; produced SOX-ready audit trails and reduced bank-statement mismatch triage by ~50%.
Software Engineer II
Change Healthcare
Oct 2015 - Dec 2016 (1 year 2 months)
Owned checkout and posting/ledger services for provider payments; added idempotency and outbox to eliminate duplicate postings and cut manual reversals by ~60%.
Education
Degrees, certifications, and relevant coursework
The University of Texas at Austin
Bachelor of Science, Computer Science
2008 - 2012
Completed a Bachelor of Science in Computer Science with coursework covering algorithms, systems, and software engineering.
Availability
Location
Authorized to work in
Job categories
Skills
Interested in hiring Preston?
You can contact Preston and 90k+ other talented remote workers on Himalayas.
Message PrestonFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
