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Preston Li

@prestonli

Senior full‑stack engineer specializing in high‑volume payments and reconciliation.

United States
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What I'm looking for

I seek hands‑on senior engineering roles in payments or platform teams focusing on reliability, low‑latency checkout, tokenization, and reconciled finance workflows, with strong observability and a collaborative security/compliance culture.

I am a senior full‑stack engineer with over a decade building fast, safe, and auditable money‑movement systems across fintech, e‑commerce, insurance, and healthtech. I specialize in high‑volume card‑not‑present checkout, authorization routing, network tokens, and 3DS2/SCA.

At Square I owned authorization, 3DS2/SCA, and post‑auth flows, tuning services to keep p95 under 200ms and implementing network tokenization and targeted step‑ups to improve approval rates and dispute outcomes. I have repeatedly raised approval rates and reduced latency while keeping thorough reconciliation and auditability.

I design event‑driven microservices on AWS/EKS using Kafka/Kinesis, gRPC/HTTP/GraphQL, Postgres/DynamoDB/Redis, and ship infrastructure with Terraform and CI/CD — instrumented with OpenTelemetry, Prometheus/Grafana, Datadog, and ELK. I’ve delivered merchant dashboards, reconciliation tooling, and operational runbooks that cut Finance handoffs and MTTR.

I am pragmatic about reliability engineering — circuit breakers, brownouts, canary/blue‑green deployments, and feature flags — and I partner with security and compliance teams to enable tokenization, least‑privilege access, and auditable trails that satisfy finance and regulatory needs.

Experience

Work history, roles, and key accomplishments

Square logoSQ
Current

Senior Software Engineer

May 2023 - Present (2 years 7 months)

Owned authorization, 3DS2/SCA, and post-auth flows for Square Online; scaled CNP authorization to keep p95 under 200ms and reduced PAN-related declines by ~1–9% while shortening dispute overturn times by ~18%.

BigCommerce logoBI

Senior Software Engineer

Feb 2020 - Apr 2023 (3 years 2 months)

Owned checkout latency, payment orchestration, and post-auth risk hooks; held p95 under 200ms during BFCM, improved approvals by ~3–6% with soft-decline recovery, and reduced manual finance adjustments by ~35%.

Progressive Insurance logoPI

Senior Software Engineer

Progressive Insurance

Jan 2017 - Jan 2020 (3 years)

Built payment APIs, tokenization, and reconciliation for billing and claims disbursements; produced SOX-ready audit trails and reduced bank-statement mismatch triage by ~50%.

GoDaddy logoGO

Software Developer

Sep 2012 - Jan 2015 (2 years 4 months)

Built billing and subscription backend services and tooling; introduced idempotency and outbox patterns to eliminate double charges and reduced billing support tickets by ~38%.

Education

Degrees, certifications, and relevant coursework

The University of Texas at Austin logoTA

The University of Texas at Austin

Bachelor of Science, Computer Science

2008 - 2012

Completed a Bachelor of Science in Computer Science with coursework covering algorithms, systems, and software engineering.

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Preston Li - Senior Software Engineer - Square | Himalayas