Prajna Kargupta
@prajnakargupta
I build compliant banking and payments products that improve security and delivery.
United StatesWhat I'm looking for
I've led product delivery for ACI Worldwide and Western Union, advancing PCI DSS compliance, tokenization, digital banking, wallets, AML monitoring, and sanctions-screening platforms. At ACI Worldwide, I partnered across Product, Engineering, Security, and Operations to improve PCI compliance by 90% and support scalable payment-platform integrations.
Across 14+ years with Tata Consultancy Services, I've translated complex regulatory and business needs into roadmaps, backlogs, user stories, and release plans for banking, payments, risk, and compliance products. I bring hands-on Agile/SAFe delivery, requirements analysis, UAT, quality engineering, and data-driven process improvement, with a growing focus on responsible AI and AI-driven product innovation.
Experience
Work history, roles, and key accomplishments
Led enterprise-wide PCI DSS compliance programs at ACI Worldwide, directing cross-functional teams to implement advanced payment security solutions. Established governance frameworks and partnered with product, quality, and technology teams to achieve 90% PCI compliance improvement for enterprise clients.
Product Manager/Product Owner || Sr.Business Analyst
Jun 2013 - May 2024 (10 years 11 months)
Led global delivery of Digital Banking & Wallet platforms, achieving 99.99% system uptime and reducing data-breach exposure by 80%. Owned AML product roadmap for transaction monitoring and sanctions screening, translating regulatory requirements into actionable epics and user stories.
Pioneered requirement gathering and analysis, developed SMS templates, and monitored SMS processing to ensure timely delivery achieving a 95% success rate. Optimized SMS delivery systems, reducing delays by 20%, and led cross-functional teams to resolve processing issues.
Education
Degrees, certifications, and relevant coursework
Biju Patnaik University of Technology
Bachelor of Technology, Computer Science & Engineering
2006 - 2010
Pursued a Bachelor's degree in Computer Science and Engineering, gaining a strong foundation in software development and engineering principles.
Availability
Location
United StatesAuthorized to work in
Job categories
Skills
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