Pradnya Kadu
@pradnyakadu
Credit processing professional skilled in CAM preparation and loan documentation.
IndiaWhat I'm looking for
I am a credit processing professional with hands-on experience preparing Credit Appraisal Memorandums (CAM) and verifying loan documentation for retail and small-ticket lending products.
At Quess Corp (vendor for Aditya Birla Finance Ltd) I prepared comprehensive CAMs, analyzed financial statements and creditworthiness, and ensured compliance with organizational and regulatory requirements while supporting timely disbursements.
Previously I handled business, doctor and unsecured small-ticket loans, performed e-NACH and e-contract initiation, pulled consumer and commercial credit reports, and coordinated with sales and operations to resolve queries and manage case allocations.
I am proficient in Microsoft Excel (VLOOKUP, Pivot), data maintenance, and reporting, and I bring strong coordination, communication, adaptability and team collaboration skills to roles in credit operations and loan processing.
Experience
Work history, roles, and key accomplishments
QLCredit Processing Associate
Quess Corp Limited
Aug 2023 - Present (2 years 2 months)
Prepared comprehensive Credit Appraisal Memorandums and analyzed borrower financials to support credit decisions; streamlined loan disbursement processes ensuring timely approvals and compliance. Maintained daily operational reports to track metrics and drive process improvements.
Senior Executive
Team Ultima
Feb 2023 - Jun 2024 (1 year 4 months)
Handled business, doctor, and small-ticket unsecured loans by verifying documentation, generating e-NACH/e-contracts, pulling CIBIL reports, and preparing Credit Appraisal Memos to assess credit suitability. Coordinated with sales and operations to resolve queries and managed case allocations and MIS.
SYPerformed accurate data entry of contracts and transaction records, mapped building locations in the system, and met weekly data quality and target completion guidelines. Ensured scanned contracts were manually fed and validated in the database.
Education
Degrees, certifications, and relevant coursework
UMUniversity of Mumbai
Bachelor of Commerce, Commerce
Grade: 63%
Completed Third Year Bachelor of Commerce (TY BCom) with a focus on commerce subjects and accounting; achieved First Class.
Maharashtra State Board
Higher Secondary Certificate, Senior Secondary
Grade: 78%
Completed Higher Secondary Certificate (HSC) with a focus on senior secondary curriculum; achieved First Class.
Maharashtra State Board
Secondary School Certificate, Secondary Education
Grade: 82%
Completed Secondary School Certificate (SSC) following the state board curriculum; achieved First Class.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Job categories
Interested in hiring Pradnya?
You can contact Pradnya and 90k+ other talented remote workers on Himalayas.
Message PradnyaFind your dream job
Sign up now and join over 100,000 remote workers who receive personalized job alerts, curated job matches, and more for free!
