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Narendra Chilaka

@narendrachilaka

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Credit operations professional with experience in loan operations and financial evaluation.

India

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What I'm looking for

I seek a role in credit or loan operations where I can apply document verification, credit evaluation, and CAM reporting skills within a collaborative, growth-oriented finance team.

I am a credit operations professional with hands-on experience in loan processing, credit evaluation, and accounts receivable. I have worked across financial services and fintech, supporting underwriting, documentation, and operations to ensure compliant, timely disbursals.

At Chola Business Service Ltd I evaluate financial health and credit history, prepare eligibility sheets and CAM reports, and coordinate with sales and finance to align credit practices with business objectives. I also perform field verification and KYC/document cross-checking.

Previously I served as an Operations Officer at Five Star Business Finance Ltd, focusing on mortgage and pledging document verification, loan sanction conditions, and CAM report preparation. Earlier, I gained AR analyst experience at a software firm, which strengthened my attention to reconciliation and collections workflows.

I am a self-starter with a positive attitude, strong communication skills, and a desire to learn new technologies and improve my skill set. I bring dependable operational discipline and a focus on accuracy to credit and finance teams.

Experience

Work history, roles, and key accomplishments

Current

Credit Operation Officer

Current

Chola Business Service Ltd

May 2024 - Present (1 year 4 months)

Manage credit operations including CIBIL report review, overdue and DPD monitoring, eligibility calculations and CAM report preparation; coordinate with sales and finance to align credit practices and perform PD visits with KYC/document verification.

Credit Analysis CIBIL Reporting KYC Eligibility Calculation Risk Assessment

Operations Officer

Five Star Business Finance Ltd

May 2022 - Apr 2024 (1 year 11 months)

Handled loan operations including mortgage and pledging document verification, CAM report preparation, and loan sanction condition checks with KYC and document cross-checking.

Mortgage Verification Documentation Verification KYC Operations Coordination

AR Analyst

Calpion Software Technology Private Limited

Jul 2021 - Mar 2022 (8 months)

Worked as an accounts receivable analyst handling AR processes and supporting financial operations to maintain receivables and ensure timely collections.

Accounts Receivable Invoicing Excel MS Office ERP

Education

Degrees, certifications, and relevant coursework

Jawaharlal Nehru Technological University, Anantapur

Bachelor of Technology, Engineering

2015 - 2019

Grade: 62.00%

Activities and societies: Participated in workshops on ESIM, IOT and Robotics; paper presentation on MEME TECHNOLOGY; two-week internship at Visakhapatnam Steel Plant; APSSDC MS-Office training.

Completed Bachelor of Technology at Santhiram Engineering College affiliated with JNTU Anantapur, covering core engineering subjects and technical projects.