At ICICI BANK, I process home loans by verifying financial data, managing mortgage documents, and ensuring compliance from application through closing.
I analyze financial data and credit reports to assess loan eligibility and negotiate loan terms with borrowers. I also corrected credit report errors and developed processes to dispute and resolve them, helping improve clients’ credit scores.
Using Ramco, I worked on loan sanction and disbursement workflows, verified sanction letters and collateral details, and prepared reconciliation reports to support compliance with internal risk limits and regulatory guidelines.
I’ve also used ServiceNow for post-disbursement processes and worked on projects including a Loan Management System and a Loan Against Securities System.
