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@patrobalisege
Evolving Financial Analyst with expertise in credit risk management.
KenyaI am an evolving Financial Analyst with extensive experience in credit risk management and a solid educational background, holding a B.A. in Economics and Sociology from the University of Nairobi. Currently, I am a continuing student of the CFA program, which further enhances my analytical skills and financial acumen.
Throughout my career at Equity Bank, I have successfully held various roles, including Credit Risk Analyst and Relationship Supervisor. My key achievements include enhancing the quality of the SME portfolio, ensuring timely credit analysis, and developing strong relationships with clients that have led to increased loan origination and customer satisfaction. I thrive in high-pressure environments and am committed to exceeding customer expectations.
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Work history, roles, and key accomplishments
Equity Bank (K) Ltd
Mar 2024 - Present (1 year 8 months)
Enhanced the quality and growth of the SME/Corporate Loan book. Developed and deepened relationships with existing and potential customers, identifying opportunities and originating loans.
Equity Bank (K) Ltd
Nov 2017 - Present (8 years)
Enhanced the quality of the SME portfolio by introducing quality checks in micro-application processing. Conducted in-depth analysis of credit requests and made recommendations to the Credit Committee.
Equity Bank (K) Ltd.
Nov 2010 - Present (15 years)
Enhanced the quality of customer accounts by monitoring overdrawn positions, especially due to insufficient funds. Established workflows between field and back-office teams to ensure approved cheque accommodations.
Equity Bank (K) Ltd.
Sep 2008 - Present (17 years 2 months)
Monitored and controlled credit to enhance the quality of the loan book across the bank's network. Ensured prompt follow-ups on loans nearing default through early collection calls, significantly increasing revenues.
Degrees, certifications, and relevant coursework
SUCertified Financial Analyst, Finance
Currently pursuing the Certified Financial Analyst designation. Developing advanced skills in investment management, financial analysis, and portfolio management.
UNBachelor of Arts, Economics and Sociology
2004 - 2008
Grade: Hons
Studied Economics and Sociology. Gained foundational knowledge in economic principles and sociological theories.
KenyaYou can contact Patroba and 90k+ other talented remote workers on Himalayas.
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