PT
Open to opportunities

Paresh Thakur

@pareshthakur

Senior Associate with expertise in mortgage pre-underwriting and compliance.

India
Message

What I'm looking for

I am looking for a management role that allows me to drive organizational success through effective assessments and recommendations.

I am a Senior Associate with 7 years of experience in mortgage pre-underwriting, specializing in reviewing loan applications and ensuring compliance with industry standards. My career has been marked by a proven track record in effectively mitigating fraud risks and providing insightful recommendations that drive organizational success.

Currently, I work at Tata Consultancy Services, where I meticulously analyze loan applications and evaluate property appraisals to ensure accurate creditworthiness assessments. I have successfully transformed the mortgage application assessment process, achieving a 15% reduction in review time through the implementation of predictive analytics tools. My previous roles at Wipro Technologies and Mphasis have further honed my skills in mortgage processing and transaction management, consistently maintaining high customer satisfaction ratings.

My goal is to leverage my extensive knowledge and skills in a management role, where I can contribute to the growth and success of the organization while continuing to develop my professional expertise.

Experience

Work history, roles, and key accomplishments

TS
Current

Senior Associate

Tata Consultancy Services

Jan 2021 - Present (4 years 5 months)

Meticulously reviewed and analyzed loan applications, verifying income, employment, and asset information for accurate creditworthiness assessment. Evaluated property appraisals to ensure alignment between property value and requested loan amount.

ML

Transaction Processing Officer

Mphasis Ltd

Feb 2017 - May 2019 (2 years 3 months)

Managed lender-placed insurance processes and over 500 financial transactions monthly with 99% accuracy. Identified and managed insurance hazard policies in compliance with lender requirements.

Education

Degrees, certifications, and relevant coursework

YU

Yashwantrao Chavan Maharashtra Open University

Bachelor of Computer Application, Computer Application

Completed a Bachelor's degree in Computer Application. Gained foundational knowledge in computer science and its applications.

NC

Narsamma Hirayya Arts Commerce & Science College

HSC, Arts, Commerce & Science

Completed Higher Secondary Certificate (HSC) education. Focused on arts, commerce, and science subjects.

SV

Shri Saibaba Vidhyalaya

SSC, General Studies

Completed Secondary School Certificate (SSC) education. Developed foundational academic skills.

Tech stack

Software and tools used professionally

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Paresh Thakur - Senior Associate - Tata Consultancy Services | Himalayas