Paresh Thakur
@pareshthakur
Senior Associate with expertise in mortgage pre-underwriting and compliance.
What I'm looking for
I am a Senior Associate with 7 years of experience in mortgage pre-underwriting, specializing in reviewing loan applications and ensuring compliance with industry standards. My career has been marked by a proven track record in effectively mitigating fraud risks and providing insightful recommendations that drive organizational success.
Currently, I work at Tata Consultancy Services, where I meticulously analyze loan applications and evaluate property appraisals to ensure accurate creditworthiness assessments. I have successfully transformed the mortgage application assessment process, achieving a 15% reduction in review time through the implementation of predictive analytics tools. My previous roles at Wipro Technologies and Mphasis have further honed my skills in mortgage processing and transaction management, consistently maintaining high customer satisfaction ratings.
My goal is to leverage my extensive knowledge and skills in a management role, where I can contribute to the growth and success of the organization while continuing to develop my professional expertise.
Experience
Work history, roles, and key accomplishments
Senior Associate
Tata Consultancy Services
Jan 2021 - Present (4 years 5 months)
Meticulously reviewed and analyzed loan applications, verifying income, employment, and asset information for accurate creditworthiness assessment. Evaluated property appraisals to ensure alignment between property value and requested loan amount.
Senior Associate
Wipro Technologies Ltd
Jun 2019 - Mar 2021 (1 year 9 months)
Performed duties in mortgage processing including indexing, debt analysis, and pre-underwriting calculations for various loan types. Analyzed income from various sources and verified credit history of applicants.
Transaction Processing Officer
Mphasis Ltd
Feb 2017 - May 2019 (2 years 3 months)
Managed lender-placed insurance processes and over 500 financial transactions monthly with 99% accuracy. Identified and managed insurance hazard policies in compliance with lender requirements.
Education
Degrees, certifications, and relevant coursework
Yashwantrao Chavan Maharashtra Open University
Bachelor of Computer Application, Computer Application
Completed a Bachelor's degree in Computer Application. Gained foundational knowledge in computer science and its applications.
Narsamma Hirayya Arts Commerce & Science College
HSC, Arts, Commerce & Science
Completed Higher Secondary Certificate (HSC) education. Focused on arts, commerce, and science subjects.
Shri Saibaba Vidhyalaya
SSC, General Studies
Completed Secondary School Certificate (SSC) education. Developed foundational academic skills.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
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