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Pablo Cepeda

@pablocepeda

Mainframe COBOL developer at TATA Consultancy Services, improving Citi Bank’s COSMOS system for international banking operations.

Chile
Message

At TATA Consultancy Services, I lead development and ongoing maintenance of Citi Bank’s COSMOS system for international operations in Colombia and Puerto Rico. I’ve improved modules for loans and deposits, cashier’s checks, current accounts, and payment orders.

At Experian Services Chile, I led software delivery and maintenance for Portfolio Management Systems (PMP), supporting financial institutions in the U.S. and energy-sector clients. I optimized batch and online processing, helped modernize PMP architectures through migration to AWS, and supported critical production platforms around the clock.

Earlier, at ISBAN and Banco Santander Chile, I worked on core banking platforms, including automated credit lines, current accounts, and the migration of SAFE to ALTAMIRA. I also contributed to CMM and CMMI quality certifications and provided mission-critical production support.

Experience

Work history, roles, and key accomplishments

TS
Current

Desarrollador Mainframe COBOL

Oct 2025 - Present (1 year 1 month)

Led development and maintenance of Citi Bank's core system COSMOS for international operations in Colombia and Puerto Rico. Improved key functional modules including loans, deposits, cashier's checks, current accounts, and payment orders.

Experian Services Chile logoEC

Líder de Equipo de Software & Project Manager

Jan 2007 - Apr 2025 (18 years 3 months)

Led project delivery and software maintenance for Portfolio Management Systems (PMP) supporting major US financial institutions and energy sector clients. Coordinated with US counterparts to define specifications, optimize batch and online processing, and lead legacy modernization to AWS cloud.

IS

Analista de Sistemas Senior

ISBAN (anteriormente ALTEC) - Grupo Santander

Jan 2003 - Jan 2007 (4 years)

Drove continuous process improvement, architecture design, and development for Banco Santander Venezuela's core banking platforms across Latin America. Designed and implemented specialized modules including automated credit lines, current accounts, interest settlement, commission collection, and statement generation.

Education

Degrees, certifications, and relevant coursework

Universidad Mayor logoUM

Universidad Mayor

Ingeniero Civil Industrial, Industrial Engineering

Completed an Ingeniero Civil Industrial degree from Universidad Mayor, Santiago, Chile in 2000.

Universidad de Viña del Mar logoUM

Universidad de Viña del Mar

Ingeniero Ejecución en Computación e Informática, Computer Science and Informatics

Completed an Ingeniero Ejecución en Computación e Informática degree from Universidad de Viña del Mar, Chile in 1995.

Tech stack

Software and tools used professionally

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