Open to opportunities

Olivia Kirn

@oliviakirn

Message

Experienced treasury management and sales leader driving client retention and revenue growth.

United States

Message

What I'm looking for

I am seeking a client-facing treasury or commercial banking role where I can grow deposits, lead teams, implement cash-management solutions, and drive revenue while delivering hands-on service.

I am a top-performing sales and treasury management professional with 13 years in financial services and over 20 years in leadership roles. I have a track record of growing market share, managing commercial client implementations (positive pay, RDC, ACH, commercial cards, merchant services), and producing strong deposit and revenue growth through hands-on client engagement.

I also bring broad operational and HR/accounting experience from managing payroll, vendor payments, QuickBooks, bank reconciliations, 1099/W2 processing, and employee relations, and I have founded and sold a small business. I deliver client-focused service, lead high-performing teams, and execute implementations that improve retention and business outcomes.

Experience

Work history, roles, and key accomplishments

Current

Treasury Management Officer

Current

Independence Bank of Kentucky

Jun 2024 - Present (2 years 1 month)

Serve as commercial client service specialist, managing implementation and underwriting of treasury solutions (positive pay, RDC, ACH, commercial cards, merchant services) and preparing RFP presentations to win contracted funds; conduct periodic client reviews and drive deposit growth through in-person relationship management.

Treasury Management ACH Remote Deposit Capture Positive Pay Commercial Card Client Relationship Management RFP Onboarding Deposit Growth

HR Coordinator / Accounting Manager

Western Spirits Beverage Company

Jul 2018 - Jan 2024 (5 years 6 months)

Managed accounting and HR functions including bank reconciliations, payroll/ADP processing, 1099/W2 compliance, vendor invoicing/payments, state reporting and employee onboarding, supporting multi-site operations and expense management.

Quickbooks Bank Reconciliation Vendor Management Employee Onboarding Excel Expense Reporting HR Incident Documentation

Owner / CFO

Image Ink Screen Printing & Embroidery

Jan 2013 - Jan 2018 (5 years)

Owned and operated a local screen printing and embroidery business, overseeing sales, marketing, customer service, invoicing/accounts receivable and HR activities including hiring and employee management; successfully sold the business in 2015.

Business Management Accounting Accounts Receivable Sales Marketing Customer Service Invoicing Payroll

Financial Center Leader II

Branch Banking & Trust

Jan 2007 - Jan 2013 (6 years)

Led a branch team to top national performance, driving credit and revenue growth while ensuring client retention and high service standards; coached staff on sales techniques and profitability.

Sales Coaching Branch Management Revenue Growth Credit Oversight Team Leadership Performance Management

Education

Degrees, certifications, and relevant coursework

Western Kentucky University

Bachelor of Science, Business/Finance

Activities and societies: Leadership Bowling Green Class Graduate (2011); Life’s Better Together board member (2024–Present); Housing Authority - Build A Bed; Young Athena Nominee (2011).

Bachelor of Science from Western Kentucky University; studied coursework relevant to business and finance.