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Nitisha BhandariNB
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Nitisha Bhandari

@nitishabhandari

Risk strategy leader at Capital One who operationalized enterprise AI governance and built an LLM-based data lineage capability.

United States
Message

At Capital One, I lead enterprise risk strategy enablement, including the development and operationalization of an AI risk governance framework. I review and challenge how AI capabilities are designed, deployed, and monitored, applying SR 11-7 principles to GenAI and agentic AI.

I lead the team that built an LLM-based data lineage, governance, and monitoring capability. It parses code to map data joins, transformations, and aggregations, and flags blind spots; the run-the-engine effort fell from about 60–65% to below the 35% enterprise threshold.

At American Express, I architected and launched the first unified Credit & Fraud Risk governance framework across consumer and commercial card portfolios. I also sustained a record of zero MRAs and MRIAs across regulatory examinations and served as the business-aligned Compliance Officer for India’s data-localization mandate.

Earlier, I led operational-risk and compliance work at American Express and managed an analytics team at TATA CONSULTANCY SERVICES. My experience includes control rationalization, regulatory oversight, risk transformation, and data-driven business insights.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

University of Michigan logoUM

University of Michigan

AI in Business Leadership, Business Leadership

2025 - 2025

Completed the AI in Business Leadership program in 2025.

University of Michigan logoUM

University of Michigan

Leading & Motivating Individuals, Leadership

2024 - 2024

Completed the Leading & Motivating Individuals program in 2024.

Narsee Monjee Institute of Management Studies (NMIMS) logoNN

Narsee Monjee Institute of Management Studies (NMIMS)

MBA, Management

Earned an MBA from Narsee Monjee Institute of Management Studies in 2017.

AK

AKTU

B.Tech, Electrical & Electronics Engineering

Earned a B.Tech in Electrical & Electronics Engineering from AKTU in 2011.

AA

American Bankers Association

Enterprise Risk Management; Operational Risk Management; Operational Risk Model Management, Risk Management

Completed the Enterprise Risk Management, Operational Risk Management, and Operational Risk Model Management programs.

Tech stack

Software and tools used professionally

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