At Capital One, I lead enterprise risk strategy enablement, including the development and operationalization of an AI risk governance framework. I review and challenge how AI capabilities are designed, deployed, and monitored, applying SR 11-7 principles to GenAI and agentic AI.
I lead the team that built an LLM-based data lineage, governance, and monitoring capability. It parses code to map data joins, transformations, and aggregations, and flags blind spots; the run-the-engine effort fell from about 60–65% to below the 35% enterprise threshold.
At American Express, I architected and launched the first unified Credit & Fraud Risk governance framework across consumer and commercial card portfolios. I also sustained a record of zero MRAs and MRIAs across regulatory examinations and served as the business-aligned Compliance Officer for India’s data-localization mandate.
Earlier, I led operational-risk and compliance work at American Express and managed an analytics team at TATA CONSULTANCY SERVICES. My experience includes control rationalization, regulatory oversight, risk transformation, and data-driven business insights.

