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Nawaz Dalwai

@nawazdalwai

Message

I build products from zero to scale and automate the systems behind them.

India

Message

Product Manager with 5.5+ years building fintech and e-commerce products from 0→1 to scale. Turned ops bottlenecks into automated workflows with humans in the loop, cutting turnaround and drop-offs.

Experience

Work history, roles, and key accomplishments

Current

Product Manager

Current

Retire100 by HDFC Life

Mar 2025 - Present (1 year 7 months)

Drove activation, 0→1 launches, and internal ops integrations for HDFC Life’s ₹5 Cr+ AUM retirement platform. Launched Fixed Deposits from scratch, growing the deposit book to ₹2 Cr within 6 months.

Product Management 0 To 1 Launches Activation Automation CRM Telesales A B Testing SQL Metabase Jira Notion Figma

Product Manager

Nimbbl

Oct 2024 - Jan 2025 (3 months)

Led payment reliability for 4K+ merchants processing ₹15 Cr+ TPV/month on Nimbbl’s orchestration platform. Launched smart PSP routing on live gateway health signals, lifting transaction success rate from 87% to 92%.

Product Management Payments Multi PSP Routing Orchestration Gateway Integration Monitoring SQL Metabase Jira Notion Figma

Associate Product Manager

GrayQuest

Mar 2023 - Aug 2024 (1 year 5 months)

Owned the loan platform end-to-end, from application to collections, disbursing ₹250 Cr+ in loans every year. Built an auto-approve/reject rule engine for credit decisions, cutting disbursement TAT from 3 days to same-day.

Product Management Fintech Loan Platform Automation Rules Engine KYC credit decisions Lender Integration A B Testing SQL Metabase Jira Notion Figma

Associate Product Manager

FabricPandit

Dec 2021 - Mar 2023 (1 year 3 months)

Owned purchase-funnel conversion and pricing at FabricPandit, a D2C fabric brand with 6,000+ monthly orders. Launched volume-based tier pricing for wholesale buyers, growing total revenue ~15% through bulk orders.

Product Management D2C Ecommerce Pricing Strategy Conversion Rate Optimization Funnel Analysis A B Testing SQL Metabase Jira Notion Figma

Android Developer

Gbox

Oct 2020 - Dec 2021 (1 year 2 months)

Developed key toolkit features for Gbox (1M+ users) in Kotlin, using MVVM architecture and Jetpack components. Shipped photo and video editing tools and fixed 500+ bugs, helping lift the Play Store rating from 3.7 to 4.5 stars.