Muhammad Wasif Ali

Ensured operational procedures for Acquiring, UBL Visa Credit card, PAYPAK, and CUP Card & VISA. Reconciled funds received from Master Card Local & International, matching them with outgoing settlements and managing chargebacks. Maintained and reconciled all Master Cards' GLs.

Managed all HR-related matters, including headcount availability and MIS-based reporting for hiring across different departments in Pakistan. Maintained personnel records, supported recruitment processes, and managed attendance records for the division. Supported annual budgeting, analyzed expenses, and maintained GLs for divisional expenditures.

Acquired retail business through marketing and product promotions, targeting various sectors like FMCG, fashion, and e-commerce to achieve business results. Managed and serviced key accounts such as Pizza Hut, Burger King, and KFC. Developed business in the B2B sector, building strong relationships with departmental stores, garment stores, and partner banks.

Created new merchant setups on the database and CTL software, ensuring proper approval and record maintenance. Performed maintenance activities for merchants, including additional TID issuance and status changes on IMS. Processed Credit Card Applications on the DE-Module Oracle-based system daily, coordinating with branches for mandatory documents.

Checked documentation for MCB LITE cases and extracted NADRA VERISYS, processing applications on AIMS web-based software for approval. Reconciled fresh and renewal cards received from CPU, monitoring courier transmittal reports and supervising card stuffing and branch deliveries. Managed booking, delivery, and return data from vendors, and resolved complaints/queries from various channels.

Managed financial records and transactions for the company. Prepared financial statements and reports. Ensured compliance with accounting principles and regulations.

Performed audits for various companies, including BNS AIRSERVICES and PHARMALINK. Reviewed financial statements and internal controls to ensure accuracy and compliance. Assisted senior auditors in preparing audit reports and documentation.

Managed daily financial transactions and maintained accurate accounting records. Prepared invoices, processed payments, and reconciled bank statements. Assisted in the preparation of financial reports.

Handled accounts payable and receivable, ensuring timely processing of invoices and payments. Maintained general ledger accounts and prepared financial statements. Assisted with payroll processing and tax preparation.

Specialized in Corporate Finance, Treasury and Funds Management, Security Analysis, Advanced Accounting, Analysis of Financial Statements, and Financial Institutions. Achieved a CGPA of 3.35.

Completed a Bachelor in Commerce with a Second Division from the University of Karachi.

Completed Intermediate education in Pre-engineering with a Second Division.

Completed Matriculation in Science with a Second Division.