Open to opportunities

Muhammad Wasif Ali

@muhammadwasifali

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Detail-oriented finance professional with strong operational expertise.

Pakistan

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What I'm looking for

I am seeking a challenging role in finance or operations where I can leverage my skills and contribute to organizational success.

I am an efficient and organized finance professional with a strong background in banking operations and human resources. My experience spans over several years in various roles, including settlement operations, credit card management, and HR functions. I pride myself on my ability to adapt quickly to new challenges and maintain a high level of accuracy in my work.

Throughout my career, I have demonstrated my commitment to excellence by ensuring operational procedures are followed meticulously and by maintaining comprehensive records for financial transactions. My analytical skills have enabled me to identify discrepancies and resolve issues promptly, contributing to the overall efficiency of the organizations I have worked with. I thrive in high-pressure environments and enjoy collaborating with teams to achieve common goals.

Experience

Work history, roles, and key accomplishments

Current

Settlement & ADC Operations Dept

Current

United Bank Ltd

Mar 2023 - Present (2 years 5 months)

Ensured operational procedures for Acquiring, UBL Visa Credit card, PAYPAK, and CUP Card & VISA. Reconciled funds received from Master Card Local & International, matching them with outgoing settlements and managing chargebacks. Maintained and reconciled all Master Cards' GLs.

Visa Mastercard CUP Card Financial Reporting Dispute Resolution

Budgeting/Finance/HR

MCB Bank Ltd

Nov 2018 - Mar 2023 (4 years 4 months)

Managed all HR-related matters, including headcount availability and MIS-based reporting for hiring across different departments in Pakistan. Maintained personnel records, supported recruitment processes, and managed attendance records for the division. Supported annual budgeting, analyzed expenses, and maintained GLs for divisional expenditures.

HR Management Budgeting Financial Analysis Recruitment Payroll Data Management Administrative Support Project Management

Relationship Officer

Inov8 Limited

Apr 2017 - Oct 2018 (1 year 6 months)

Acquired retail business through marketing and product promotions, targeting various sectors like FMCG, fashion, and e-commerce to achieve business results. Managed and serviced key accounts such as Pizza Hut, Burger King, and KFC. Developed business in the B2B sector, building strong relationships with departmental stores, garment stores, and partner banks.

Marketing Product Promotion Key Account Management B2B Sales Relationship Building Sales after sales services Market Share Growth Fintech

Merchant & Credit Card Section

MCB Bank Ltd

Nov 2016 - Apr 2017 (5 months)

Created new merchant setups on the database and CTL software, ensuring proper approval and record maintenance. Performed maintenance activities for merchants, including additional TID issuance and status changes on IMS. Processed Credit Card Applications on the DE-Module Oracle-based system daily, coordinating with branches for mandatory documents.

Database Management CTL Software Oracle Systems MIS Data Entry

MCBLITE & Mail Management

MCB Bank Ltd (Fulcrum Pvt Ltd)

Jul 2014 - Nov 2016 (2 years 4 months)

Checked documentation for MCB LITE cases and extracted NADRA VERISYS, processing applications on AIMS web-based software for approval. Reconciled fresh and renewal cards received from CPU, monitoring courier transmittal reports and supervising card stuffing and branch deliveries. Managed booking, delivery, and return data from vendors, and resolved complaints/queries from various channels.

Documentation Verification AIMS Software Data Management MIS Service Rendition

Accountant

Rahim Enterprises

Dec 2013 - Jul 2014 (7 months)

Managed financial records and transactions for the company. Prepared financial statements and reports. Ensured compliance with accounting principles and regulations.

Accounting Financial Reporting Compliance Bookkeeping Data Entry General Ledger Financial Analysis

Junior Auditor

Rafaqat Mansha Mohsin Dossani Chartered Accountant Firm

Sep 2013 - Nov 2013 (2 months)

Performed audits for various companies, including BNS AIRSERVICES and PHARMALINK. Reviewed financial statements and internal controls to ensure accuracy and compliance. Assisted senior auditors in preparing audit reports and documentation.

Auditing Financial Statement Analysis Internal Controls Compliance Audit Reporting Documentation Data Verification Accounting Principles Risk Assessment

Accountant

A To Zee Engineering Services

May 2013 - Aug 2013 (3 months)

Managed daily financial transactions and maintained accurate accounting records. Prepared invoices, processed payments, and reconciled bank statements. Assisted in the preparation of financial reports.

Accounting Record keeping Invoicing Payment Processing Bank Reconciliation Financial Reporting Data Entry Bookkeeping Administrative Support

Accountant

Saya Fashion

Apr 2009 - Jun 2010 (1 year 2 months)

Handled accounts payable and receivable, ensuring timely processing of invoices and payments. Maintained general ledger accounts and prepared financial statements. Assisted with payroll processing and tax preparation.

Accounts Payable Accounts Receivable General Ledger Financial Statements Payroll Processing Tax Preparation Bookkeeping Financial Reporting Data Entry

Education

Degrees, certifications, and relevant coursework

Muhammad Ali Jinnah University, Karachi

Master in Business Administration, Finance

2010 - 2012

Specialized in Corporate Finance, Treasury and Funds Management, Security Analysis, Advanced Accounting, Analysis of Financial Statements, and Financial Institutions. Achieved a CGPA of 3.35.