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Muhammad Fawwad

@muhammadfawwad

I am a billing and accounting professional with 13+ years in finance operations.

Pakistan
Message

What I'm looking for

I seek a finance role where I can apply 13+ years managing billing, reconciliations, payroll, and process improvements in a compliance-focused, collaborative organization offering growth.

I am a detail-oriented billing and accounting professional with over 13 years of experience managing full-cycle accounts payable and receivable, payroll, invoicing, bank reconciliations, and financial reporting. I work effectively with QuickBooks, Accounting CS, Peachtree, Excel, POS systems, and cloud file management to maintain precise records and month-end close processes.

I have reconciled US-based bank and credit card statements, managed check preparation, and implemented organized digital documentation systems to improve audit readiness and process efficiency. I deliver accurate payroll and statutory filings, streamline billing workflows, and support cross-functional teams with timely financial data and problem resolution.

Experience

Work history, roles, and key accomplishments

ML
Current

Junior Accounts Officer

MMG Services SMC Pvt. Ltd

Jul 2024 - Present (1 year 1 month)

Recorded and posted US-based bank and credit card transactions into QuickBooks and Accounting CS, conducted comprehensive reconciliations, and resolved transactional discrepancies with US financial institutions. Implemented a digital documentation system and managed confidential check preparation to improve compliance and audit readiness.

GI

Billing & Accounting Assistant

Galaxy International

Dec 2016 - Jul 2024 (7 years 7 months)

Managed full-cycle accounting including general ledger updates, journal entries, payroll, tax filings, and month-end close activities to ensure accuracy and statutory compliance. Monitored receivables, conducted bank reconciliations, and prepared monthly profit and loss reports for senior management.

IM

Supermarket Cashier

Imtiaz Super Market

Jul 2016 - Nov 2016 (4 months)

Delivered efficient checkout operations using POS systems, handled cash and card transactions accurately, and reconciled register totals against daily sales. Assisted customers with pricing and refunds while maintaining cleanliness and compliance with store procedures.

RF

Outlet Center Cashier

Retail Business Solutions (Aerosoft Footwear)

Mar 2014 - Jul 2016 (2 years 4 months)

Processed customer purchases using POS systems, managed multi-method payments, maintained float balances, and resolved billing discrepancies to ensure accurate transactions. Promoted offers and supported inventory tagging and labeling during stock changes.

MW

Checkout Operator

Mawgif ul Wataniya

Jan 2012 - Aug 2013 (1 year 7 months)

Operated cash registers and POS systems to process payments, issued receipts and reconciled end-of-shift sales logs, and documented transactional discrepancies for audit and compliance. Provided courteous service to diverse customers using basic Arabic and English.

K&

Sales Associate

K&N's

Jun 2011 - Jan 2012 (7 months)

Facilitated customer purchases and operated POS systems with high accuracy, maintained stock display levels and conducted cycle counts to support inventory accuracy. Educated customers on promotions and assisted in merchandising to improve sales conversions.

Education

Degrees, certifications, and relevant coursework

LG

Lambda Consulting Group

Diploma, Health, Safety & Environment

2014 - 2015

Completed a Health, Safety & Environment (HSE) diploma from 2014 to 2015.

MA

Mawgif Training Academy

Certificate, Effective Communication & Career Development

Completed Effective Communication and Career Development training in 2012.

C(

Computer Collegiate (BBSYDP)

Certificate, Data Entry

Completed Data Entry Operator training under the BBSYDP program in 2009.

KB

Karachi Board

Intermediate, Commerce

Completed Intermediate in Commerce under the Karachi Board in 2008.

PC

Pakistan Polytechnic College

Diploma, Automobile Technology

2005 - 2006

Completed a diploma in Automobile Technology at Pakistan Polytechnic College from 2005 to 2006.

MS

Metropolitan School

Matriculation, Computer Science

Completed Matriculation with a focus on Computer Science in 2003.

Tech stack

Software and tools used professionally

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Muhammad Fawwad - Junior Accounts Officer - MMG Services SMC Pvt. Ltd | Himalayas