Muhammad Fawwad
@muhammadfawwad
I am a billing and accounting professional with 13+ years in finance operations.
What I'm looking for
I am a detail-oriented billing and accounting professional with over 13 years of experience managing full-cycle accounts payable and receivable, payroll, invoicing, bank reconciliations, and financial reporting. I work effectively with QuickBooks, Accounting CS, Peachtree, Excel, POS systems, and cloud file management to maintain precise records and month-end close processes.
I have reconciled US-based bank and credit card statements, managed check preparation, and implemented organized digital documentation systems to improve audit readiness and process efficiency. I deliver accurate payroll and statutory filings, streamline billing workflows, and support cross-functional teams with timely financial data and problem resolution.
Experience
Work history, roles, and key accomplishments
Junior Accounts Officer
MMG Services SMC Pvt. Ltd
Jul 2024 - Present (1 year 1 month)
Recorded and posted US-based bank and credit card transactions into QuickBooks and Accounting CS, conducted comprehensive reconciliations, and resolved transactional discrepancies with US financial institutions. Implemented a digital documentation system and managed confidential check preparation to improve compliance and audit readiness.
Billing & Accounting Assistant
Galaxy International
Dec 2016 - Jul 2024 (7 years 7 months)
Managed full-cycle accounting including general ledger updates, journal entries, payroll, tax filings, and month-end close activities to ensure accuracy and statutory compliance. Monitored receivables, conducted bank reconciliations, and prepared monthly profit and loss reports for senior management.
Supermarket Cashier
Imtiaz Super Market
Jul 2016 - Nov 2016 (4 months)
Delivered efficient checkout operations using POS systems, handled cash and card transactions accurately, and reconciled register totals against daily sales. Assisted customers with pricing and refunds while maintaining cleanliness and compliance with store procedures.
Outlet Center Cashier
Retail Business Solutions (Aerosoft Footwear)
Mar 2014 - Jul 2016 (2 years 4 months)
Processed customer purchases using POS systems, managed multi-method payments, maintained float balances, and resolved billing discrepancies to ensure accurate transactions. Promoted offers and supported inventory tagging and labeling during stock changes.
Checkout Operator
Mawgif ul Wataniya
Jan 2012 - Aug 2013 (1 year 7 months)
Operated cash registers and POS systems to process payments, issued receipts and reconciled end-of-shift sales logs, and documented transactional discrepancies for audit and compliance. Provided courteous service to diverse customers using basic Arabic and English.
Sales Associate
K&N's
Jun 2011 - Jan 2012 (7 months)
Facilitated customer purchases and operated POS systems with high accuracy, maintained stock display levels and conducted cycle counts to support inventory accuracy. Educated customers on promotions and assisted in merchandising to improve sales conversions.
Education
Degrees, certifications, and relevant coursework
Lambda Consulting Group
Diploma, Health, Safety & Environment
2014 - 2015
Completed a Health, Safety & Environment (HSE) diploma from 2014 to 2015.
Mawgif Training Academy
Certificate, Effective Communication & Career Development
Completed Effective Communication and Career Development training in 2012.
Computer Collegiate (BBSYDP)
Certificate, Data Entry
Completed Data Entry Operator training under the BBSYDP program in 2009.
Karachi Board
Intermediate, Commerce
Completed Intermediate in Commerce under the Karachi Board in 2008.
Pakistan Polytechnic College
Diploma, Automobile Technology
2005 - 2006
Completed a diploma in Automobile Technology at Pakistan Polytechnic College from 2005 to 2006.
Metropolitan School
Matriculation, Computer Science
Completed Matriculation with a focus on Computer Science in 2003.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Job categories
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