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Mohit WaghmodeMW
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Mohit Waghmode

@mohitwaghmode

I build scalable Java backend systems for payments, fraud, and credit risk.

India
Message

What I'm looking for

I'm looking for an opportunity to build reliable backend systems, work on scalable transaction or event-driven products, and grow through hands-on engineering collaboration.

I'm building Java and Spring Boot backend systems for banking transactions, payment fraud detection, and digital lending. My work combines PostgreSQL, Kafka, Redis, and event-driven architecture to model reliable financial workflows.

For a high-throughput banking transaction engine, I implemented ACID transactions, idempotency, concurrency control, immutable transaction history, Kafka events, and Redis caching. I load-tested the system at 10,000+ transactions per minute while targeting sub-150 ms p95 API latency and 99.9% transaction consistency.

I've also developed fraud and credit-risk platforms using Java, Python, and Scikit-learn, including real-time monitoring at 5,000+ events per second and simulated loan decisioning across 10,000+ applications. I bring hands-on problem solving, collaborative engineering, and hackathon experience, including semantic segmentation model optimization from 0.65 to 0.85 mIoU.

Experience

Work history, roles, and key accomplishments

PP

Digital Lending & Credit Risk Platform

Personal Project

Developed a digital lending platform supporting customer onboarding, loan applications, credit assessment, eligibility checks, and automated approval workflows.

PP

High-Throughput Banking Transaction Engine

Personal Project

Built a banking transaction engine supporting transfers, deposits, withdrawals, balance validation, and immutable transaction history; implemented ACID transactions, idempotency, and concurrency control to prevent duplicate payments and double-spending.

Education

Degrees, certifications, and relevant coursework

MM

Mumbai Education Trust (MET), University of Mumbai

Master of Computer Applications, Computer Applications

Pursuing Master of Computer Applications (MCA) at Mumbai Education Trust, University of Mumbai.

BS

B.K. Birla College of Arts, Commerce and Science

Bachelor of Science, Computer Science

Grade: CGPA: 9.0

Completed B.Sc. in Computer Science with a CGPA of 9.0 in 2024.

BS

B.K. Birla College of Arts, Commerce and Science

Higher Secondary Certificate, General Studies

Grade: 84.5%

Completed HSC with 84.5% in 2021.

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