
Mohit Waghmode
@mohitwaghmode
I build scalable Java backend systems for payments, fraud, and credit risk.
What I'm looking for
I'm building Java and Spring Boot backend systems for banking transactions, payment fraud detection, and digital lending. My work combines PostgreSQL, Kafka, Redis, and event-driven architecture to model reliable financial workflows.
For a high-throughput banking transaction engine, I implemented ACID transactions, idempotency, concurrency control, immutable transaction history, Kafka events, and Redis caching. I load-tested the system at 10,000+ transactions per minute while targeting sub-150 ms p95 API latency and 99.9% transaction consistency.
I've also developed fraud and credit-risk platforms using Java, Python, and Scikit-learn, including real-time monitoring at 5,000+ events per second and simulated loan decisioning across 10,000+ applications. I bring hands-on problem solving, collaborative engineering, and hackathon experience, including semantic segmentation model optimization from 0.65 to 0.85 mIoU.
Experience
Work history, roles, and key accomplishments
Digital Lending & Credit Risk Platform
Personal Project
Developed a digital lending platform supporting customer onboarding, loan applications, credit assessment, eligibility checks, and automated approval workflows.
Real-Time Payment Fraud Detection Platform
Personal Project
Built an event-driven payment monitoring platform processing simulated card and account transactions through Kafka for real-time fraud analysis and alert generation.
High-Throughput Banking Transaction Engine
Personal Project
Built a banking transaction engine supporting transfers, deposits, withdrawals, balance validation, and immutable transaction history; implemented ACID transactions, idempotency, and concurrency control to prevent duplicate payments and double-spending.
Education
Degrees, certifications, and relevant coursework
Mumbai Education Trust (MET), University of Mumbai
Master of Computer Applications, Computer Applications
Pursuing Master of Computer Applications (MCA) at Mumbai Education Trust, University of Mumbai.
B.K. Birla College of Arts, Commerce and Science
Bachelor of Science, Computer Science
Grade: CGPA: 9.0
Completed B.Sc. in Computer Science with a CGPA of 9.0 in 2024.
B.K. Birla College of Arts, Commerce and Science
Higher Secondary Certificate, General Studies
Grade: 84.5%
Completed HSC with 84.5% in 2021.
Availability
Location
Authorized to work in
Salary expectations
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Skills
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